Investor Profile - WV

Stephen Cunningham

Stephen Cunningham is a real estate investor and operator based in Washington-Baltimore, DC-MD-VA. Public filings show activity across 216 properties held through 6 holding companies. Recent mortgage relationships include RidgeCrest Financial Group, CNB Bank, and MCBEE AMY.

Contact info available

Stephen's Activity

As of June 2026, public records show approximately $25.7M in recorded mortgage exposure linked to this investor across at least 157 mortgage filings and 216 properties held through 6 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2016 and 2026.

Primary Geography

Washington-Baltimore, DC-MD-VA

ZIP codes: 25427, 25405, 25414, 25401, and 25420

Most activity in MARTINSBURG, HEDGESVILLE, CHARLES, KEARNEYSVILLE, and GERRARDSTOWN.

Property Type Breakdown

Residential92%
Vacant4%
Office1%
Other2%

Associated Entities (6)

R & D INVESTMENTS LLC

WV · 59 properties · 102 mortgages

active
Incorporated on 12/08/2011 in WVMailing Address: 605 BALTIMORE STREET, MARTINSBURG, WV, 25401, United States
304 INVESTMENTS LLC

WV · 11 properties · 34 mortgages

active
Incorporated on 04/28/2018 in WVMailing Address: 605 BALTIMORE STREET, MARTINSBURG, WV, 25401, United States

+4 more entities not shown

Mortgages (157)

DateAmountStatusLenderBorrowerAddress
12/03/2025$245kOpenCUNNINGHAM REBECCAR & D INVESTMENTS LLC213 HARVEY RD,
HARPERS FERRY, WV 25425
04/29/2025$714kOpenGeorge Mason Mortgage258 INVESTMENTS LLC33 N WASHINGTON ST,
BERKELEY SPRINGS, WV 25411

+155 more not shown

Owned Properties (216)

AddressDeeded ownerStatusConsideration
WILLOW SPRING DR,
CHARLES, WV 25414
R & D INVESTMENTS LLCOwns - 1 mo$249k
HARVEY RD,
HARPERS FERRY, WV 25425
R & D INVESTMENTS LLCOwns - 6 mos$238k

+214 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in residential, vacant, and office properties across Washington-Baltimore, DC-MD-VA.

What companies is Stephen Cunningham associated with?

Stephen Cunningham is associated with 6 entities based on extracted signatures from public records. Key entities include R & D INVESTMENTS LLC, 304 INVESTMENTS LLC, TOUCHSTONE REALTY LLC, QUICK HOME SOLUTIONS LLC, and 258 INVESTMENTS LLC.

How many properties are associated with this investor?

At least 216 properties are associated with Stephen Cunningham and the entities they control, based on signatures extracted from recorded documents connecting Stephen Cunningham to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references RidgeCrest Financial Group, CNB Bank, and MCBEE AMY, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2016 through 2026, with the most recent mortgage recorded in 2025.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.

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