Investor profile - WA
Joseph Pence
Joseph Pence is a real estate investor and operator based in Spokane, WA-ID. Public filings show activity across 5 properties held through 7 holding companies. Recent mortgage relationships include First Interstate Bank, Numerica Credit Union, and INLAND NORTHWEST BANK.
Joseph's Activity
As of December 2025, public records show approximately $34.5M in recorded mortgage exposure linked to this investor across at least 37 mortgage filings and 5 properties held through 7 holding companies. Activity appears concentrated in residential and multifamily assets recorded between 2016 and 2025.
Associated People
Primary Geography
Spokane, WA-ID
ZIP codes: 99004, 99202, 99206, and 99208
Most recorded activity for this investor appears in CHENEY, SPOKANE, and SPOKANE VALLEY.
Property Type Breakdown
Associated Entities (7)
WA · 4 properties · 22 mortgages
WA · 2 properties · 4 mortgages
WA · 1 property · 4 mortgages
+4 more not shown
Mortgages (37)
Top Lenders
$17.5M · 4 loans
$12.0M · 23 loans
$4.5M · 1 loan
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 08/19/2025 | $450k | Open | Numerica Credit Union | PENCE PROPERTIES CHENEY LLC | 6718 TAKODA PARK RD, CHENEY, WA 99004 |
| 06/23/2025 | $2.3M | Open | First Interstate Bank | PENCE PROPERTIES VALLEY LLC | 0 E VACANT LAND, SPOKANE VALLEY, WA 99206 |
| 06/20/2025 | $450k | Open | Numerica Credit Union | PENCE PROPERTIES CHENEY LLC | 6714 TAKODA PARK RD, CHENEY, WA 99004 |
+34 more not shown
Owned Properties (5)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 6702 TAKODA PARK RD, CHENEY, WA 99004 | PENCE PROPERTIES CHENEY LLC | Owns - 11 mos | $0 |
| 6701 TAKODA PARK RD, CHENEY, WA 99004 | PENCE PROPERTIES CHENEY LLC | Owns - 12 mos | $0 |
| 6030 N ASTOR ST, SPOKANE, WA 99208 | KURT KRAEMER | Owns - 7.2 yrs | $56k |
+2 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, multifamily, and vacant properties across Spokane, WA-ID.
What companies is Joseph Pence associated with?
Joseph Pence is associated with 7 entities based on extracted signatures from public records. Key entities include PENCE PROPERTIES CHENEY LLC, PENCE PROPERTIES NORTH LLC, PENCE PROPERTIES VALLEY LLC, PENCE PROPERTIES SOUTH LLC, and PENCE PROPERTIES 6TH LLC.
How many properties are associated with this investor?
At least 5 properties are associated with Joseph Pence and the entities they control, based on signatures extracted from recorded documents connecting Joseph Pence to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references First Interstate Bank, Numerica Credit Union, and INLAND NORTHWEST BANK, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2016 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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