Investor Profile - WA
Debbie Cozzetto
Debbie Cozzetto is a real estate investor and operator based in Spokane, WA-ID. Public filings show activity across 199 properties held through 14 holding companies. Recent mortgage relationships include STCU, BECU, and 4086 MORTGAGE CAPITAL.
Debbie's Activity
As of June 2026, public records show approximately $53.7M in recorded mortgage exposure linked to this investor across at least 19 mortgage filings and 199 properties held through 14 holding companies. Activity appears concentrated in residential and commercial assets recorded between 2016 and 2026.
Associated People
Primary Geography
Spokane, WA-ID
ZIP codes: 99208, 99224, 99218, 99223, and 99212
Most activity in SPOKANE, PASCO, CHENEY, RICHLAND, and SPOKANE VALLEY.
Property Type Breakdown
Associated Entities (14)
WA · 9 properties · 3 mortgages
WA · 16 properties · 3 mortgages
+12 more entities not shown
Mortgages (19)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 05/06/2026 | $1.5M | Open | Banner Bank | GRANITE INVESTMENTS LLC | 10414 W SR 2ND HWY, SPOKANE, WA 99224 |
| 11/26/2025 | $6.5M | Open | STCU | WANDERMERE INVESTMENTS LLC | 12519 N DIVISION ST, SPOKANE, WA 99218 |
+17 more not shown
Owned Properties (199)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 1840 S SPOTTED RD, SPOKANE, WA 99224 | GRANITE INVESTMENTS LLC | Owns - 22 mos | $136k |
| 1608 S TECHNOLOGY RD, SPOKANE, WA 99224 | GRANITE INVESTMENTS LLC | Owns - 2.7 yrs | $460k |
+197 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, commercial, and vacant properties across Spokane, WA-ID.
What companies is Debbie Cozzetto associated with?
Debbie Cozzetto is associated with 14 entities based on extracted signatures from public records. Key entities include VANDERVERT NORTH LLC, GRANITE INVESTMENTS LLC, VANDERVERT DEVELOPMENTS LLC, FAIRWAYS COMMERCIAL INVESTMENTS LLC, and SIERRA DEVELOPMENTS LLC.
How many properties are associated with this investor?
At least 199 properties are associated with Debbie Cozzetto and the entities they control, based on signatures extracted from recorded documents connecting Debbie Cozzetto to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references STCU, BECU, and 4086 MORTGAGE CAPITAL, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2016 through 2026, with the most recent mortgage recorded in 2026.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.
Elementix may suppress certain contact indicators where legally required or where appropriate for safety or privacy reasons. Requests for removal, suppression, or correction of information must be submitted to [email protected]. Elementix reviews such requests only where required by applicable law. General objections or unsupported demands do not create a removal obligation.