Investor profile - TX
Zachary Gelfer
Zachary Gelfer is a real estate investor and operator based in Austin, TX. Public filings show activity across 16 properties held through 8 holding companies. Recent mortgage relationships include COMMERCE NATL BANK A BRANCH OF LUBBOCK NATL BANK, First United Bank, and COMMERCE NATL BANK BRANCH OF AMARILLO NATL BANK.
Zachary's Activity
As of December 2025, public records show approximately $18.9M in recorded mortgage exposure linked to this investor across at least 41 mortgage filings and 16 properties held through 8 holding companies. Activity appears concentrated in residential assets recorded between 2013 and 2025.
Primary Geography
Austin, TX
ZIP codes: 78702, 78737, 78722, 78723, and 78738
Most recorded activity for this investor appears in AUSTIN.
Property Type Breakdown
Associated Entities (8)
TX · 4 properties · 24 mortgages
TX · 0 properties · 6 mortgages
TX · 0 properties · 5 mortgages
+5 more not shown
Mortgages (41)
Top Lenders
$6.1M · 8 loans
$4.4M · 3 loans
$2.9M · 5 loans
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 12/15/2025 | $0 | Open | Cadence Bank | COBALT COMPANIES LLC | - |
| 12/09/2025 | $250k | Open | Cadence Bank | COBALT COMPANIES LLC | 1120 WALTON LN, AUSTIN, TX 78721 |
| 10/20/2023 | $254k | Open | USA Mortgage Funding | COBALT COMPANIES LLC | 1120 WALTON LN, AUSTIN, TX 78721 |
+38 more not shown
Owned Properties (16)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 1120 WALTON LN, AUSTIN, TX 78721 | COBALT COMPANIES LLC | Owns - 11 mos | $0 |
| 2804 LAFAYETTE AVE, AUSTIN, TX 78722 2 | WILLIAM SMITH | Sold | $752k |
| 608 BRENTWOOD ST, AUSTIN, TX 78752 | ADRIAN RANGEL | Sold | $840k |
+13 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential properties across Austin, TX.
What companies is Zachary Gelfer associated with?
Zachary Gelfer is associated with 8 entities based on extracted signatures from public records. Key entities include COBALT COMPANIES LLC, EM FRANKLIN GROUP LLC, HOLTON TILLERY ACRES LLC, ZCWG LLC, and RICHARDINE AVENUE PROPERTIES LLC.
How many properties are associated with this investor?
At least 16 properties are associated with Zachary Gelfer and the entities they control, based on signatures extracted from recorded documents connecting Zachary Gelfer to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references COMMERCE NATL BANK A BRANCH OF LUBBOCK NATL BANK, First United Bank, and COMMERCE NATL BANK BRANCH OF AMARILLO NATL BANK, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2013 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.
Elementix may suppress certain contact indicators where legally required or where appropriate for safety or privacy reasons. Requests for removal, suppression, or correction of information must be submitted to compliance@elementix.ai. Elementix reviews such requests only where required by applicable law or where information is factually inaccurate. General objections or unsupported demands do not create a removal obligation.