Investor profile - TX
Ruben Garza
Ruben Garza is a real estate investor and operator based in McAllen, TX. Public filings show activity across 25 properties held through 31 holding companies. Recent mortgage relationships include Texas National Bank, FALCON INTERNATIONAL BANK, and Monticello Asset Management / Lone Star Hard Money.
Ruben's Activity
As of December 2025, public records show approximately $25.2M in recorded mortgage exposure linked to this investor across at least 73 mortgage filings and 25 properties held through 31 holding companies. Activity appears concentrated in residential and commercial assets recorded between 2010 and 2025.
Associated People
Primary Geography
McAllen, TX
ZIP codes: 75065, 75234, 75098, 78254, and 75041
Most recorded activity for this investor appears in DALLAS, SAN ANTONIO, LAKE DALLAS, WYLIE, and GARLAND.
Property Type Breakdown
Associated Entities (31)
TX · 7 properties · 36 mortgages
TX · 6 properties · 16 mortgages
TX · 3 properties · 12 mortgages
+28 more not shown
Mortgages (73)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 10/31/2025 | $550k | Open | Texas National Bank | SOUTH TEXAS BLISS LLC | - |
| 10/08/2025 | $315k | Open | Monticello Asset Management / Lone Star Hard Money | SU CASA PROPERTIES LLC | 8517 VAN PELT DR, DALLAS, TX 75228 |
| 06/03/2025 | $358k | Open | Monticello Asset Management / Lone Star Hard Money | SU CASA PROPERTIES LLC | 2964 ERIC LN, DALLAS, TX 75234 |
+70 more not shown
Owned Properties (25)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 2964 ERIC LN, DALLAS, TX 75234 | SU CASA PROPERTIES LLC | Owns - 7 mos | $448k |
| 531 OAK LKS, LAKE DALLAS, TX 75065 | SU CASA PROPERTIES LLC | Sold | $260k |
| 1912 WINTER PARK DR, MANSFIELD, TX 76063 | SU CASA PROPERTIES LLC | Owns - 19 mos | $399k |
+22 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential and commercial properties across McAllen, TX.
What companies is Ruben Garza associated with?
Ruben Garza is associated with 31 entities based on extracted signatures from public records. Key entities include OWNER FINANCE GUYS LLC, SU CASA PROPERTIES LLC, SELL HOUSE AWAY LLC, BLISS SAND HOLDINGS INC, and SPEEDWAY BUSINESS PARK PARTNERS TWO LP.
How many properties are associated with this investor?
At least 25 properties are associated with Ruben Garza and the entities they control, based on signatures extracted from recorded documents connecting Ruben Garza to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Texas National Bank, FALCON INTERNATIONAL BANK, and Monticello Asset Management / Lone Star Hard Money, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2010 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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