Investor Profile - TX
Ruben Garza
Ruben Garza is a real estate investor and operator based in McAllen, TX. Public filings show activity across 145 properties held through 29 holding companies. Recent mortgage relationships include Texas National Bank, Frost Bank, and Vantage Bank Texas.
Ruben's Activity
As of June 2026, public records show approximately $21.8M in recorded mortgage exposure linked to this investor across at least 57 mortgage filings and 145 properties held through 29 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2015 and 2026.
Associated People
Primary Geography
McAllen, TX
ZIP codes: 78504, 78577, 78501, 78572, and 78565
Most activity in SAN ANTONIO, MCALLEN, MISSION, EDINBURG, and DALLAS.
Property Type Breakdown
Associated Entities (29)
TX · 9 properties · 35 mortgages
TX · 8 properties · 15 mortgages
+27 more entities not shown
Mortgages (57)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 05/21/2026 | $1.4M | Open | Frost Bank | SOTEX PROPERTIES LLC | 2545 BERNER ST, FORT WORTH, TX 76111 |
| 03/16/2026 | $309k | Open | Centennial Bank | SAN ANDRES PROPERTIES LLC | 1203 GEMBLER RD, SAN ANTONIO, TX 78219 |
+55 more not shown
Owned Properties (145)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 321 MAPLE ST, LEVELLAND, TX 79336 | TRIPLE G UTILITIES LLC | Owns - 3 mos | $2k |
| 1203 GEMBLER RD, SAN ANTONIO, TX 78219 | SAN ANDRES PROPERTIES LLC | Owns - 5 mos | $0 |
+143 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, vacant, and commercial properties across McAllen, TX.
What companies is Ruben Garza associated with?
Ruben Garza is associated with 29 entities based on extracted signatures from public records. Key entities include OWNER FINANCE GUYS LLC, SU CASA PROPERTIES LLC, SELL HOUSE AWAY LLC, SAN ANDRES PROPERTIES LLC, and BLISS SAND HOLDINGS INC.
How many properties are associated with this investor?
At least 145 properties are associated with Ruben Garza and the entities they control, based on signatures extracted from recorded documents connecting Ruben Garza to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Texas National Bank, Frost Bank, and Vantage Bank Texas, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2015 through 2026, with the most recent mortgage recorded in 2026.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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