Investor profile - TX

Ricardo Ruiz

Ricardo Ruiz is a real estate investor and operator based in Dallas-Fort Worth, TX. Public filings show activity across 14 properties held through 12 holding companies. Recent mortgage relationships include LEGACY TEXAS BANK and DANIEL J HALL ETUX.

Contact info available

Ricardo's Activity

As of December 2025, public records show approximately $18.1M in recorded mortgage exposure linked to this investor across at least 12 mortgage filings and 14 properties held through 12 holding companies. Activity appears concentrated in residential and multifamily assets recorded between 2015 and 2025.

Primary Geography

Dallas-Fort Worth, TX

ZIP codes: 75021, 75035, 75070, 75078, and 75141

Most recorded activity for this investor appears in HOUSTON, SAN ANTONIO, DALLAS, FRISCO, and MCKINNEY.

Property Type Breakdown

Residential92%
Multifamily8%

Associated Entities (12)

SARATOGA HOMES OF TEXAS HOUSTON LLC

TX · 88 properties · 384 mortgages

active
Incorporated on 04/03/2008 in TXMailing Address: 12300 MONTWOOD DR, EL PASO, 79928, TX, USA
RICH HERITAGE CONSTRUCTION INC

TX · 7 properties · 40 mortgages

active
Incorporated on 06/28/2012 in TXMailing Address: 4910 JUNE DR, Edinburg, 78539-0044, TX, USA
LEGACY TEXAS BANK

TX · 22 properties · 11 mortgages

+9 more not shown

Mortgages (12)

Top Lenders

LEGACY TEXAS BANK
LEGACY TEXAS BANK

$15.9M · 9 loans

Lender

$1.8M · 1 loan

DANIEL J HALL ETUX
DANIEL J HALL ETUX

$198k · 1 loan

DateAmountStatusLenderBorrowerAddress
07/20/2023$191kOpenFORTIS LANDR RUIZ HOMES LLC-
08/02/2019$165kOpenLEGACY TEXAS BANKLEGACY TEXAS BANK5315 UMBRELLA PINE CT,
ARLINGTON, TX 76018
07/03/2019$1.8MOpenUnknownLEGACY TEXAS BANK-

+9 more not shown

Owned Properties (14)

AddressDeeded ownerStatusConsideration
1419 HOATZIN RUN,
SAN ANTONIO, TX 78253
RICARDO RUIZOwns - 18 mos$253k
2803 FERNWOOD AVE,
DALLAS, TX 75216 TX5216
RICARDO RUIZOwns - 19 mos$187k
7443 FOXTON PLACE CT,
HOUSTON, TX 77095
RICARDO RUIZOwns - 2.5 yrs$608k

+11 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in residential and multifamily properties across Dallas-Fort Worth, TX.

What companies is Ricardo Ruiz associated with?

Ricardo Ruiz is associated with 12 entities based on extracted signatures from public records. Key entities include SARATOGA HOMES OF TEXAS HOUSTON LLC, RICH HERITAGE CONSTRUCTION INC, LEGACY TEXAS BANK, CLARIDEN SCHOOL, and R RUIZ HOMES LLC.

How many properties are associated with this investor?

At least 14 properties are associated with Ricardo Ruiz and the entities they control, based on signatures extracted from recorded documents connecting Ricardo Ruiz to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references LEGACY TEXAS BANK and DANIEL J HALL ETUX, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2015 through 2025, with the most recent mortgage recorded in 2023.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.

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