Investor profile - TX
Ramiro Garza
Ramiro Garza is a real estate investor and operator based in McAllen, TX. Public filings show activity across 22 properties held through 35 holding companies. Recent mortgage relationships include Lone Star National Bank, Frost Bank, and Freedom Bank.
Ramiro's Activity
As of December 2025, public records show approximately $24.8M in recorded mortgage exposure linked to this investor across at least 38 mortgage filings and 22 properties held through 35 holding companies. Activity appears concentrated in residential and commercial assets recorded between 2011 and 2025.
Associated People
Primary Geography
McAllen, TX
ZIP codes: 78245, 78541, 75080, 77048, and 77050
Most recorded activity for this investor appears in SAN ANTONIO, HOUSTON, EDINBURG, LAREDO, and MANOR.
Property Type Breakdown
Associated Entities (35)
TX · 196 properties · 272 mortgages
TX · 2 properties · 5 mortgages
TX · 0 properties · 4 mortgages
+32 more not shown
Mortgages (38)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 11/19/2025 | $171k | Open | PrimeLending, A PlainsCapital Company | AXL FINANCIAL HOME LLC | - |
| 11/19/2025 | $173k | Open | PrimeLending, A PlainsCapital Company | AXL FINANCIAL HOME LLC | - |
| 10/31/2025 | $360k | Open | CARMEN JACAMAN FAMILY LTD | GORILLA SMOKE AND GRILL INC | 704 US 83, LAREDO, TX 78046 |
+35 more not shown
Owned Properties (22)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 704 US 83, LAREDO, TX 78046 | GORILLA SMOKE AND GRILL INC | Owns - 2 mos | $479k |
| 3008 LINVA AVE, EDINBURG, TX 78541 | RAMIRO GARZA | Owns - 5 mos | $251k |
| 1405 W DAWES AVE, ALTON, TX 78573 | RAMIRO GARZA | Owns - 14 mos | $248k |
+19 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, commercial, and misc properties across McAllen, TX.
What companies is Ramiro Garza associated with?
Ramiro Garza is associated with 35 entities based on extracted signatures from public records. Key entities include FGMS HOLDINGS LLC, ND SONIC 3 LLC, 8 RINGS LLC, AXL FINANCIAL HOME LLC, and COASTAL COWBOY CONSTRUCTION LLC.
How many properties are associated with this investor?
At least 22 properties are associated with Ramiro Garza and the entities they control, based on signatures extracted from recorded documents connecting Ramiro Garza to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Lone Star National Bank, Frost Bank, and Freedom Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2011 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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