Investor Profile - TX
Rafiq Karovaliya
Rafiq Karovaliya is a real estate investor and operator based in Houston, TX. Public filings show activity across 19 properties held through 24 holding companies. Recent mortgage relationships include ORIGIN BANK, Texas First Bank, and Veritex Community Bank.
Rafiq's Activity
As of June 2026, public records show approximately $34.3M in recorded mortgage exposure linked to this investor across at least 27 mortgage filings and 19 properties held through 24 holding companies. Activity appears concentrated in commercial and residential assets recorded between 2016 and 2026.
Associated People
Primary Geography
Houston, TX
ZIP codes: 77086, 77365, 77388, 77445, and 78611
Most activity in HOUSTON, SPRING, PORTER, HEMPSTEAD, and BURNET.
Property Type Breakdown
Associated Entities (24)
TX · 1 property · 3 mortgages
TX · 1 property · 3 mortgages
+22 more entities not shown
Mortgages (27)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 09/23/2025 | $3.6M | Open | Austin Bank | SRM FM 1431 PROPERTY LLC | 28677 INTERSTATE 45TH, SHENANDOAH, TX 77385 |
| 07/18/2025 | $4.4M | Open | Texas First Bank | SRS CYPRESSWOOD PROPERTY LLC | - |
+25 more not shown
Owned Properties (19)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 5550 SW H K DODGEN LOOP, TEMPLE, TX 76504 | RRS SYNERGY LLC | Owns - 7 mos | $0 |
| 28677 INTERSTATE 45TH, SHENANDOAH, TX 77385 | SRM FM 1431 PROPERTY LLC | Owns - 16 mos | $2.2M |
+17 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in commercial, residential, and recreational properties across Houston, TX.
What companies is Rafiq Karovaliya associated with?
Rafiq Karovaliya is associated with 24 entities based on extracted signatures from public records. Key entities include SRS HWY 281 PROPERTY LLC, PK 190 PROPERTY LLC, SAGAR SANGAM BUSINESS INC, DAY & NIGHT INC, and SRS HUFFMAN PROPERTY LLC.
How many properties are associated with this investor?
At least 19 properties are associated with Rafiq Karovaliya and the entities they control, based on signatures extracted from recorded documents connecting Rafiq Karovaliya to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references ORIGIN BANK, Texas First Bank, and Veritex Community Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2016 through 2026, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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