Investor profile - TX
Rafiq Karovaliya
Rafiq Karovaliya is a real estate investor and operator based in Houston, TX. Public filings show activity across 3 properties held through 19 holding companies. Recent mortgage relationships include ORIGIN BANK, Wallis Bank, and Texas First Bank.
Rafiq's Activity
As of December 2025, public records show approximately $41.5M in recorded mortgage exposure linked to this investor across at least 29 mortgage filings and 3 properties held through 19 holding companies. Activity appears concentrated in commercial and misc assets recorded between 2012 and 2025.
Primary Geography
Houston, TX
ZIP codes: 77365, 77520, and 77546
Most recorded activity for this investor appears in PORTER, BAYTOWN, and FRIENDSWOOD.
Property Type Breakdown
Associated Entities (19)
TX · 0 properties · 4 mortgages
TX · 0 properties · 3 mortgages
TX · 0 properties · 3 mortgages
+16 more not shown
Mortgages (29)
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 09/23/2025 | $3.6M | Open | Austin Bank | SRM FM 1431 PROPERTY LLC | - |
| 07/18/2025 | $4.4M | Open | Texas First Bank | SRS CYPRESSWOOD PROPERTY LLC | - |
| 01/24/2025 | $1.6M | Open | CHIRON RCAF | SRM FM 1431 PROPERTY LLC | - |
+26 more not shown
Owned Properties (3)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 4214 WALNUT BEND DR, FRIENDSWOOD, TX 77546 | RAFIQ KAROVALIYA | Owns - 7.9 yrs | $354k |
| 3603 N HWY 146, BAYTOWN, TX 77520 | SRS 146 REAL ESTATE LLC | Owns - 9.4 yrs | $0 |
| 20096 FM 1314 RD, PORTER, TX 77365 | SRS PORTER PROPERTY INC | Owns - 11.0 yrs | $0 |
+0 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in commercial, misc, and residential properties across Houston, TX.
What companies is Rafiq Karovaliya associated with?
Rafiq Karovaliya is associated with 19 entities based on extracted signatures from public records. Key entities include SAGAR SANGAM BUSINESS INC, SRS HWY 281 PROPERTY LLC, PK 190 PROPERTY LLC, SRS PORTER PROPERTY INC, and SRM FM 1431 PROPERTY LLC.
How many properties are associated with this investor?
At least 3 properties are associated with Rafiq Karovaliya and the entities they control, based on signatures extracted from recorded documents connecting Rafiq Karovaliya to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references ORIGIN BANK, Wallis Bank, and Texas First Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2012 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.
Elementix may suppress certain contact indicators where legally required or where appropriate for safety or privacy reasons. Requests for removal, suppression, or correction of information must be submitted to compliance@elementix.ai. Elementix reviews such requests only where required by applicable law or where information is factually inaccurate. General objections or unsupported demands do not create a removal obligation.