Investor profile - TX
Oscar Zarate
Oscar Zarate is a real estate investor and operator based in McAllen, TX. Public filings show activity across 5 properties held through 21 holding companies. Recent mortgage relationships include Residential Capital Partners and NGRE GROUP.
Oscar's Activity
As of December 2025, public records show approximately $68.3M in recorded mortgage exposure linked to this investor across at least 244 mortgage filings and 5 properties held through 21 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2018 and 2025.
Primary Geography
McAllen, TX
ZIP codes: 78570, 78552, and 78597
Most recorded activity for this investor appears in MERCEDES, SOUTH PADRE ISLAND, and HARLINGEN.
Property Type Breakdown
Associated Entities (21)
TX · 1 property · 70 mortgages
TX · 0 properties · 34 mortgages
TX · 0 properties · 33 mortgages
+18 more not shown
Mortgages (244)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 11/24/2025 | $1.1M | Open | NGRE GROUP | ZARATE HOME DESIGNS LLC | - |
| 07/29/2025 | $943k | Open | Renovo Financial | ZARATE HOME DESIGNS LLC | - |
| 07/08/2025 | $600k | Open | BRIDGE WEALTH FUND 1 | SOL PARTNERS LLC | - |
+241 more not shown
Owned Properties (5)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| HAND RD, HARLINGEN, TX 78552 | RGVISION LLC | Owns - 3.0 yrs | $625k |
| 8936 MILE 1ST E, MERCEDES, TX 78570 | VALLEY RANCH DEVELOPMENT LLC | Owns - 3.5 yrs | $3.5M |
| 2806 CETI DR, MERCEDES, TX 78570 | JOSE CARRIZALE | Owns - 5.1 yrs | $54k |
+2 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential and vacant properties across McAllen, TX.
What companies is Oscar Zarate associated with?
Oscar Zarate is associated with 21 entities based on extracted signatures from public records. Key entities include ZARATE HOME DESIGNS LLC, PARKER HEIGHTS CONSTRUCTION 2 LLC, PARKER HEIGHTS CONSTRUCTION 1 LLC, VALLEY RANCH CONSTRUCTION 1 LLC, and ZARATE HOLDINGS LLC.
How many properties are associated with this investor?
At least 5 properties are associated with Oscar Zarate and the entities they control, based on signatures extracted from recorded documents connecting Oscar Zarate to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Residential Capital Partners and NGRE GROUP, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2018 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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