Investor profile - TX
Oscar Giraldo
Oscar Giraldo is a real estate investor and operator based in Houston, TX. Public filings show activity across 54 properties held through 5 holding companies. Recent mortgage relationships include Benchmark Mortgage, ARKLATEX FINANCE SERVICES, and MICHAEL BURNS.
Oscar's Activity
As of December 2025, public records show approximately $21.8M in recorded mortgage exposure linked to this investor across at least 99 mortgage filings and 54 properties held through 5 holding companies. Activity appears concentrated in residential and multifamily assets recorded between 2013 and 2025.
Associated People
Primary Geography
Houston, TX
ZIP codes: 78744, 77044, 77459, 75035, and 75036
Most recorded activity for this investor appears in HOUSTON, AUSTIN, FRISCO, MISSOURI, and HUMBLE.
Property Type Breakdown
Associated Entities (5)
TX · 63 properties · 99 mortgages
TX · 1,692 properties · 12 mortgages
TX · 0 properties · 0 mortgages
+2 more not shown
Mortgages (99)
Top Lenders
$12.3M · 56 loans
$6.2M · 26 loans
$1.0M · 3 loans
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 06/02/2025 | $267k | Open | Benchmark Mortgage | ARK LA TEX FINANCIAL SERVICES LLC | 7012 DUBLIN DR, WACO, TX 76712 |
| 05/27/2025 | $287k | Open | Benchmark Mortgage | ARK LA TEX FINANCIAL SERVICES LLC | 13256 MUSKEYE DR, CONROE, TX 77384 |
| 09/22/2021 | $359k | Open | MICHAEL BURNS | ARK LA TEX FINANCIAL SERVICES LLC | 6104 DIAMONDLEAF BND, AUSTIN, TX 78724 |
+96 more not shown
Owned Properties (54)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 13256 MUSKEYE DR, CONROE, TX 77384 | ARK LA TEX FINANCIAL SERVICES LLC | Owns - 7 mos | $291k |
| 6104 DIAMONDLEAF BND, AUSTIN, TX 78724 | ARK LA TEX FINANCIAL SERVICES LLC | Owns - 4.3 yrs | $449k |
| 2522 ROBIN CROSSING LN, LEAGUE, TX 77573 | ARK LA TEX FINANCIAL SERVICES LLC | Owns - 4.4 yrs | $418k |
+51 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential and multifamily properties across Houston, TX.
What companies is Oscar Giraldo associated with?
Oscar Giraldo is associated with 5 entities based on extracted signatures from public records. Key entities include ARK LA TEX FINANCIAL SERVICES LLC, PHH MORTGAGE CORP, OSCAR A GIRALDO AND MARIA ISABEL GIRALDO, DEUTSCHE BANK NATL TRUST CO AS TRUSTEE FOR THE REGISTERED HOLDERS OF MORGAN STANLEY ABS CAPITAL I INC TRUST 2007 NC4 MORTGAGE PASS THROUGH CERTIFICATES SERIES 2007 NC4, and DEUTSCHE BANK NATL TRUST CO AS TRUSTEE FOR GSAMP TRUST 2005 SD2 MORTGAGE PASS THROUGH CERTIFICATES SERIES 2005 SD2.
How many properties are associated with this investor?
At least 54 properties are associated with Oscar Giraldo and the entities they control, based on signatures extracted from recorded documents connecting Oscar Giraldo to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Benchmark Mortgage, ARKLATEX FINANCE SERVICES, and MICHAEL BURNS, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2013 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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