Investor profile - TX

Karen Richards

Karen Richards is a real estate investor and operator based in Austin, TX. Public filings show activity across 4 properties held through 6 holding companies. Recent mortgage relationships include FIRST STATE BANK CENTRAL TEXAS, A+ Federal Credit Union, and Sage Capital Bank.

Contact info available

Karen's Activity

As of December 2025, public records show approximately $1.7M in recorded mortgage exposure linked to this investor across at least 3 mortgage filings and 4 properties held through 6 holding companies. Activity appears concentrated in residential and commercial assets recorded between 2015 and 2025.

Primary Geography

Austin, TX

ZIP codes: 75071, 77373, 78660, and 78753

Most recorded activity for this investor appears in SPRING, MCKINNEY, PFLUGERVILLE, and AUSTIN.

Property Type Breakdown

Residential75%
Commercial25%

Associated Entities (6)

KDRCO LLC

TX · 0 properties · 2 mortgages

active
Incorporated on 12/01/2004 in TXMailing Address: 500 EAST RIVERSIDE DRIVE 267, AUSTIN, 78704, TX, USA
4103 N IH 35 LTD

TX · 0 properties · 1 mortgage

active
Incorporated on 02/19/2010 in TXMailing Address: 3839 Bee Caves Road,, Suite 200, Austin, 78746, TX, USA
MATHIS PEARL LLC

TX · 0 properties · 0 mortgages

inactive
Incorporated on 10/11/2022 in TXMailing Address: PO BOX 93059, LUBBOCK, 79493-3059, TX, USA

+3 more not shown

Mortgages (3)

Top Lenders

FIRST STATE BANK CENTRAL TEXAS
FIRST STATE BANK CENTRAL TEXAS

$1.7M · 1 loan

A+ Federal Credit Union
A+ Federal Credit Union

$0 · 0 loans

Sage Capital Bank
Sage Capital Bank

$0 · 0 loans

DateAmountStatusLenderBorrowerAddress
06/22/2021$875kClosedSage Capital Bank4103 N IH 35 LTD-
03/06/2017$1.7MOpenFIRST STATE BANK CENTRAL TEXASKDRCO LLC11055 N INTERSTATE 35TH,
AUSTIN, TX 78753
12/22/2015$900kClosedA+ Federal Credit UnionKDRCO LLC-

+0 more not shown

Owned Properties (4)

AddressDeeded ownerStatusConsideration
3034 DEER VALLEY DR,
SPRING, TX 77373
KAREN RICHARDSOwns - 4.5 yrs$124k
5205 NIGHTHAWK ST,
MCKINNEY, TX 75071
KAREN RICHARDSOwns - 6.8 yrs$399k
11055 N INTERSTATE 35TH,
AUSTIN, TX 78753
11055 N IH 35 LLCOwns - 10.2 yrs$2.2M

+1 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in residential and commercial properties across Austin, TX.

What companies is Karen Richards associated with?

Karen Richards is associated with 6 entities based on extracted signatures from public records. Key entities include KDRCO LLC, 4103 N IH 35 LTD, MATHIS PEARL LLC, DV2 LLC, and KAREN RICHARDS A SINGLE PERSON.

How many properties are associated with this investor?

At least 4 properties are associated with Karen Richards and the entities they control, based on signatures extracted from recorded documents connecting Karen Richards to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references FIRST STATE BANK CENTRAL TEXAS, A+ Federal Credit Union, and Sage Capital Bank, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2015 through 2025, with the most recent mortgage recorded in 2021.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.

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