Investor Profile - TX
Jose Espinoza
Jose Espinoza is a real estate investor and operator based in Midland-Odessa, TX. Public filings show activity across 332 properties held through 40 holding companies. Recent mortgage relationships include CULP AND SON LTD, FIRST AND PEOPLES B AND T, and First United Bank.
Jose's Activity
As of June 2026, public records show approximately $13.2M in recorded mortgage exposure linked to this investor across at least 93 mortgage filings and 332 properties held through 40 holding companies. Activity appears concentrated in residential and agricultural assets recorded between 2015 and 2026.
Associated People
Primary Geography
Midland-Odessa, TX
ZIP codes: 78207, 79761, 79762, 75040, and 75041
Most activity in SAN ANTONIO, ODESSA, HOUSTON, FORT WORTH, and DALLAS.
Property Type Breakdown
Associated Entities (40)
TX · 24 properties · 39 mortgages
TX · 2 properties · 10 mortgages
+38 more entities not shown
Mortgages (93)
Top Lenders
$1.9M · 1 loan
$1.9M · 1 loan
$1.9M · 1 loan
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 05/20/2026 | $38k | Open | Inspira Financial Trust, LLC Custodian FBO Eirtis Rivers IRA #4734511 | ESPI PROPERTIES LLC | - |
| 03/25/2026 | $215k | Open | OAKLEY HOMES | ESPI PROPERTIES LLC | 15323 CLEAR GRV, SAN ANTONIO, TX 78247 |
+91 more not shown
Owned Properties (332)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 15323 CLEAR GRV, SAN ANTONIO, TX 78247 | ESPI PROPERTIES LLC | Owns - 2 mos | $286k |
| 1409 W LOUISIANA AVE, MIDLAND, TX 79701 | ESPI PROPERTIES LLC | Owns - 2 mos | $173k |
+330 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, agricultural, and office properties across Midland-Odessa, TX.
What companies is Jose Espinoza associated with?
Jose Espinoza is associated with 40 entities based on extracted signatures from public records. Key entities include ESPI PROPERTIES LLC, JEZP CONSTRUCTION LLC, WE BUILD YOU BUILT LLC, NOZA PROPERTIES LLC, and CIMA HOMES & INVESTMENTS LLC.
How many properties are associated with this investor?
At least 332 properties are associated with Jose Espinoza and the entities they control, based on signatures extracted from recorded documents connecting Jose Espinoza to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references CULP AND SON LTD, FIRST AND PEOPLES B AND T, and First United Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2015 through 2026, with the most recent mortgage recorded in 2026.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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