Investor profile - TX
Jose Cruz
Jose Cruz is a real estate investor and operator based in Dallas-Fort Worth, TX. Public filings show activity across 135 properties held through 33 holding companies. Recent mortgage relationships include Renovo Financial, First Financial Bank, and Accelerated Funding LLC.
Jose's Activity
As of December 2025, public records show approximately $21.6M in recorded mortgage exposure linked to this investor across at least 98 mortgage filings and 135 properties held through 33 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2011 and 2025.
Primary Geography
Dallas-Fort Worth, TX
ZIP codes: 76105, 76106, 76107, 76104, and 78253
Most recorded activity for this investor appears in FORT WORTH, SAN ANTONIO, HOUSTON, DALLAS, and IRVING.
Property Type Breakdown
Associated Entities (33)
TX · 9 properties · 47 mortgages
TX · 14 properties · 31 mortgages
TX · 11 properties · 10 mortgages
+30 more not shown
Mortgages (98)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 12/02/2025 | $308k | Open | Renovo Financial | WATERLOO HOLDINGS & INVESTMENT LLC | 2404 HANDLEY DR, FORT WORTH, TX 76112 |
| 09/30/2025 | $190k | Open | Loan Ranger Capital | VENCES CONTRACTING GROUP LLC | - |
| 09/30/2025 | $190k | Open | Loan Ranger Capital | VENCES CONTRACTING GROUP LLC | 889 LEON ST, GIDDINGS, TX 78942 |
+95 more not shown
Owned Properties (135)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 903 S AYERS AVE, FORT WORTH, TX 76103 | WATERLOO HOLDINGS & INVESTMENT LL | Owns - 4 mos | $204k |
| 11519 STONE BRIDGE DR, HOUSTON, TX 77064 | JOSE CRUZ | Owns - 4 mos | $226k |
| 14704 STRATA RD, MANOR, TX 78653 | JOSE CRUZ | Owns - 6 mos | $317k |
+132 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, vacant, and multifamily properties across Dallas-Fort Worth, TX.
What companies is Jose Cruz associated with?
Jose Cruz is associated with 33 entities based on extracted signatures from public records. Key entities include WATERLOO HOLDINGS & INVESTMENT LLC, UP DFW PROPERTIES LLC, WATERLOO HOLDINGS & INVESTMENTS LLC, TX REIGN HOMES LLC, and EMINENT COLLEAGUES LLC.
How many properties are associated with this investor?
At least 135 properties are associated with Jose Cruz and the entities they control, based on signatures extracted from recorded documents connecting Jose Cruz to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Renovo Financial, First Financial Bank, and Accelerated Funding LLC, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2011 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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