Investor profile - TX
Joel Garza
Joel Garza is a real estate investor and operator based in Houston, TX. Public filings show activity across 21 properties held through 27 holding companies. Recent mortgage relationships include Pacific Premier Bank, GC PROPERTIES, and Stellar Bank.
Joel's Activity
As of December 2025, public records show approximately $107.8M in recorded mortgage exposure linked to this investor across at least 51 mortgage filings and 21 properties held through 27 holding companies. Activity appears concentrated in residential and misc assets recorded between 2011 and 2025.
Primary Geography
Houston, TX
ZIP codes: 78504, 78332, 78542, 75230, and 76017
Most recorded activity for this investor appears in MCALLEN, EDINBURG, MISSION, ALICE, and HOUSTON.
Property Type Breakdown
Associated Entities (27)
TX · 13 properties · 16 mortgages
TX · 3 properties · 5 mortgages
TX · 7 properties · 5 mortgages
+24 more not shown
Mortgages (51)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 09/26/2025 | $4.1M | Open | Stellar Bank | EL BOLILLO SA PROPERTY LLC | 9440 W INTERSTATE HIGHWAY 10, SAN ANTONIO, TX 78230 |
| 07/17/2025 | $323k | Open | AFLP HOLDINGS LTD | BRIDGE CHURCH INC | 2489 N TEXAS BLVD, ALICE, TX 78332 |
| 03/14/2025 | $152k | Open | EVOLUTION CORPUS CHRISTI | OASIS HOME RENTAL LLC | - |
+48 more not shown
Owned Properties (21)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 3401 E MCGRADY ST, EDINBURG, TX 78542 | JOEL GARZA | Owns - 3 mos | $250k |
| N TEXAS BLVD, ALICE, TX 78332 | BRIDGE CHURCH INC | Owns - 5 mos | $430k |
| 2489 N TEXAS BLVD, ALICE, TX 78332 | BRIDGE CHURCH INC | Owns - 5 mos | $430k |
+18 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, misc, and commercial properties across Houston, TX.
What companies is Joel Garza associated with?
Joel Garza is associated with 27 entities based on extracted signatures from public records. Key entities include GG PROPERTIES LLC, RAMCA INC, BRIDGE CHURCH INC, 8 GFC LLC, and STRAIGHT LINE CONSTRUCTION INC.
How many properties are associated with this investor?
At least 21 properties are associated with Joel Garza and the entities they control, based on signatures extracted from recorded documents connecting Joel Garza to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Pacific Premier Bank, GC PROPERTIES, and Stellar Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2011 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.
Elementix may suppress certain contact indicators where legally required or where appropriate for safety or privacy reasons. Requests for removal, suppression, or correction of information must be submitted to compliance@elementix.ai. Elementix reviews such requests only where required by applicable law or where information is factually inaccurate. General objections or unsupported demands do not create a removal obligation.