Investor profile - TX
James Cummings
James Cummings is a real estate investor and operator based in Dallas-Fort Worth, TX. Public filings show activity across 4 properties held through 10 holding companies. Recent mortgage relationships include Independent Bank, MARC GETTIS, and HARRIETTE A WELLS FAMILY TRUST.
James's Activity
As of December 2025, public records show approximately $2.5M in recorded mortgage exposure linked to this investor across at least 10 mortgage filings and 4 properties held through 10 holding companies. Activity appears concentrated in residential assets recorded between 2010 and 2025.
Primary Geography
Dallas-Fort Worth, TX
ZIP codes: 75078, 76148, 78738, and 78757
Most recorded activity for this investor appears in AUSTIN, WATAUGA, and PROSPER.
Property Type Breakdown
Associated Entities (10)
TX · 1 property · 3 mortgages
TX · 0 properties · 2 mortgages
TX · 0 properties · 1 mortgage
+7 more not shown
Mortgages (10)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 11/01/2021 | $289k | Open | First Community Bank | SERENITY PURSUIT LLC | - |
| 08/05/2021 | $1.3M | Closed | PROSPERITY BANK | CUMMINGS SERVICE CORP INC | - |
| 05/10/2021 | $40k | Open | Guaranty Bank & Trust | BUG BULLYS LLC | 8802 RIVER RIDGE DR, TEXARKANA, TX 75503 |
+7 more not shown
Owned Properties (4)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 971 FOX RIDGE TRL, PROSPER, TX 75078 | JAMES CUMMINGS | Owns - 4.4 yrs | $603k |
| 6104 SARAMAC DR, WATAUGA, TX 76148 | JAMES CUMMINGS | Owns - 7.3 yrs | $220k |
| 13442 SADDLE BACK PASS, AUSTIN, TX 78738 | CUMMINGS SERVICE CORP INC | Owns - 11.4 yrs | $563k |
+1 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential properties across Dallas-Fort Worth, TX.
What companies is James Cummings associated with?
James Cummings is associated with 10 entities based on extracted signatures from public records. Key entities include CUMMINGS SERVICE CORP INC, BUG BULLYS LLC, TEXAS REFINED HOMES INC, FS AUSBLVD LLC, and SERENITY PURSUIT LLC.
How many properties are associated with this investor?
At least 4 properties are associated with James Cummings and the entities they control, based on signatures extracted from recorded documents connecting James Cummings to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Independent Bank, MARC GETTIS, and HARRIETTE A WELLS FAMILY TRUST, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2010 through 2025, with the most recent mortgage recorded in 2021.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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