Investor Profile - TX

James Cotton

James Cotton is a real estate investor and operator based in Austin, TX. Public filings show activity across 113 properties held through 57 holding companies. Recent mortgage relationships include A+ Federal Credit Union, First United Bank, and AMERICAN EQUITY INVESTMENT LIFE INSURANCE.

8888883015
88888888@matexas.com

James's Activity

As of May 2026, public records show approximately $64.0M in recorded mortgage exposure linked to this investor across at least 76 mortgage filings and 113 properties held through 57 holding companies. Activity appears concentrated in commercial and residential assets recorded between 2015 and 2026.

Primary Geography

Austin, TX

ZIP codes: 78660, 78759, 78704, 78613, and 78758

Most activity in AUSTIN, PFLUGERVILLE, CEDAR PARK, SUNSET VALLEY, and CIBOLO.

Property Type Breakdown

Commercial49%
Residential27%
Vacant9%
Other14%

Associated Entities (57)

MGCC TEXAS ENTERPRISES LLC

TX · 8 properties · 9 mortgages

Incorporated on 03/08/2007 in TXMailing Address: PO BOX 22775, OKLAHOMA CITY, 73123-1775, OK, USA
JC SHIRLEY LLC

TX · 1 property · 6 mortgages

active
Incorporated on 03/19/2014 in TXMailing Address: 502 BAYLOR STREET, AUSTIN, 78703, TX, USA

+55 more entities not shown

Mortgages (76)

Top Lenders

A+ Federal Credit Union
A+ Federal Credit Union

$7.1M · 5 loans

First United Bank
First United Bank

$6.8M · 2 loans

AMERICAN EQUITY INVESTMENT LIFE INSURANCE
AMERICAN EQUITY INVESTMENT LIFE INSURANCE

$5.8M · 1 loan

DateAmountStatusLenderBorrowerAddress
03/16/2026$784kOpenBOK FinancialMGCC TEXAS ENTERPRISES LLC18350 FM 306,
CANYON LAKE, TX 78133
03/02/2026$2.0MOpenHorizon Bank SSBAYDENROCK BUILDING INC215 SANDERS FARM RD,
TEMPLE, TX

+74 more not shown

Owned Properties (113)

AddressDeeded ownerStatusConsideration
1409 W 6TH ST,
AUSTIN, TX 78703
JJABC LPOwns - 1 mo$0
1192 AIRPORT BLVD,
AUSTIN, TX 78702
AIRPORT RADS LLCOwns - 7 mos$1.5M

+111 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in commercial, residential, and vacant properties across Austin, TX.

What companies is James Cotton associated with?

James Cotton is associated with 57 entities based on extracted signatures from public records. Key entities include MGCC TEXAS ENTERPRISES LLC, JC SHIRLEY LLC, JJABC LP, 10600 APPLIANCES LLC, and TNA PARIS COMPLEX LLC.

How many properties are associated with this investor?

At least 113 properties are associated with James Cotton and the entities they control, based on signatures extracted from recorded documents connecting James Cotton to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references A+ Federal Credit Union, First United Bank, and AMERICAN EQUITY INVESTMENT LIFE INSURANCE, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2015 through 2026, with the most recent mortgage recorded in 2026.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.

Elementix may suppress certain contact indicators where legally required or where appropriate for safety or privacy reasons. Requests for removal, suppression, or correction of information must be submitted to [email protected]. Elementix reviews such requests only where required by applicable law. General objections or unsupported demands do not create a removal obligation.