Investor profile - TX
Gretchen Smith
Gretchen Smith is a real estate investor and operator based in Houston, TX. Public filings show activity across 4 properties held through 4 holding companies. Recent mortgage relationships include CITY BANK, Recovco Mortgage Management, and CITY BANK IN LUBBOCK COUNTY.
Gretchen's Activity
As of December 2025, public records show approximately $12.5M in recorded mortgage exposure linked to this investor across at least 9 mortgage filings and 4 properties held through 4 holding companies. Activity appears concentrated in residential assets recorded between 2016 and 2025.
Primary Geography
Houston, TX
ZIP codes: 77033, 77303, 77523, and 77573
Most recorded activity for this investor appears in LEAGUE, HOUSTON, CONROE, and BAYTOWN.
Property Type Breakdown
Associated Entities (4)
TX · 8 properties · 8 mortgages
TX · 0 properties · 1 mortgage
TX · 21 properties · 0 mortgages
+1 more not shown
Mortgages (9)
Top Lenders
$12.3M · 7 loans
$155k · 1 loan
$50k · 1 loan
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 11/02/2018 | $1.3M | Open | CITY BANK | WAJ HOUSING LLC | 3019 BLUEBILL BAY N, BAYTOWN, TX 77523 |
| 11/02/2018 | $1.3M | Open | CITY BANK | WAJ HOUSING LLC | - |
| 11/02/2018 | $2.0M | Open | CITY BANK | WAJ HOUSING LLC | 1609 3RD ST, LEAGUE, TX 77573 |
+6 more not shown
Owned Properties (4)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 1609 3RD ST, LEAGUE, TX 77573 | WAJ HOUSING LLC | Sold | $2.5M |
| 3019 BLUEBILL BAY N, BAYTOWN, TX 77523 | WAJ HOUSING LLC | Owns - 7.2 yrs | $1.6M |
| 5626 BELARBOR ST, HOUSTON, TX 77033 | WAJ HOUSING LLC | Owns - 8.4 yrs | $63k |
+1 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential properties across Houston, TX.
What companies is Gretchen Smith associated with?
Gretchen Smith is associated with 4 entities based on extracted signatures from public records. Key entities include WAJ HOUSING LLC, GRETCHEL SMITH REALTY LLC, GMG PROPERTIES LLC, and CUMBERLAND REST INC.
How many properties are associated with this investor?
At least 4 properties are associated with Gretchen Smith and the entities they control, based on signatures extracted from recorded documents connecting Gretchen Smith to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references CITY BANK, Recovco Mortgage Management, and CITY BANK IN LUBBOCK COUNTY, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2016 through 2025, with the most recent mortgage recorded in 2018.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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