Investor profile - TX
Cruz Cantu
Cruz Cantu is a real estate investor and operator based in McAllen, TX. Public filings show activity across 3 properties held through 5 holding companies. Recent mortgage relationships include Lone Star National Bank, ESPONJAS DEVELOPMENT, and ELSA STATE BANK AND TRUST.
Cruz's Activity
As of December 2025, public records show approximately $20.3M in recorded mortgage exposure linked to this investor across at least 39 mortgage filings and 3 properties held through 5 holding companies. Activity appears concentrated in residential assets recorded between 2010 and 2025.
Primary Geography
McAllen, TX
ZIP codes: 78577 and 78503
Most recorded activity for this investor appears in PHARR and MCALLEN.
Property Type Breakdown
Associated Entities (5)
TX · 9 properties · 27 mortgages
TX · 8 properties · 27 mortgages
TX · 1 property · 11 mortgages
+2 more not shown
Mortgages (39)
Top Lenders
$13.7M · 15 loans
$5.5M · 1 loan
$984k · 2 loans
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 09/09/2021 | $170k | Open | ESPONJAS DEVELOPMENT LTD | ESPONJAS DEVELOPMENT LTD | 1628 W VENTURA DR, PHARR, TX 78577 TX.78577 |
| 08/24/2021 | $7.4M | Closed | Lone Star National Bank | RED ROCK REAL ESTATE DEVELOPMENT GROUP LTD | - |
| 06/23/2021 | $642k | Open | Lone Star National Bank | ESPONJAS DEVELOPMENT LTD | - |
+36 more not shown
Owned Properties (3)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 1628 W VENTURA DR, PHARR, TX 78577 TX.78577 | ESPONJAS DEVELOPMENT LTD | Owns - 4.3 yrs | $213k |
| 1412 KEETON AVE, MCALLEN, TX 78503 26 | ESPONJAS DEVELOPMENT LTD | Sold | $113k |
| 1102 S GARDENIA ST, PHARR, TX 78577 | SAN MARTINEZ | Owns - 15.9 yrs | $206k |
+0 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential properties across McAllen, TX.
What companies is Cruz Cantu associated with?
Cruz Cantu is associated with 5 entities based on extracted signatures from public records. Key entities include RONNIE CANTU CONSTRUCTION LLC, ESPONJAS DEVELOPMENT LTD, RED ROCK REAL ESTATE DEVELOPMENT GROUP LTD, LOS TESOROS INVESTMENTS I LTD, and VIP HOMES INC.
How many properties are associated with this investor?
At least 3 properties are associated with Cruz Cantu and the entities they control, based on signatures extracted from recorded documents connecting Cruz Cantu to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Lone Star National Bank, ESPONJAS DEVELOPMENT, and ELSA STATE BANK AND TRUST, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2010 through 2025, with the most recent mortgage recorded in 2021.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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