Investor Profile - TX

Charles Zotz

Charles Zotz is a real estate investor and operator based in Lubbock, TX. Public filings show activity across 9 properties held through 2 holding companies. Recent mortgage relationships include Alliance Credit Union, WINDTHORST FEDERAL CREDIT UNIO, and LBK Lending.

Contact info available

Charles's Activity

As of June 2026, public records show approximately $575k in recorded mortgage exposure linked to this investor across at least 8 mortgage filings and 9 properties held through 2 holding companies. Activity appears concentrated in residential assets recorded between 2019 and 2026.

Primary Geography

Lubbock, TX

ZIP codes: 79416, 79414, 76308, 76354, and 76367

Most activity in LUBBOCK, BURKBURNETT, IOWA PARK, and WICHITA FALLS.

Property Type Breakdown

Residential100%

Associated Entities (2)

ZOTZ HOMES LLC

TX · 2 properties · 5 mortgages

active
Incorporated on 05/15/2019 in TXMailing Address: 18189 US 281, WINDTHORST, 76389-0000, TX, USA
SCARLET & BLACK ASSETS LLC

TX · 2 properties · 3 mortgages

active
Incorporated on 07/13/2023 in TXMailing Address: 1206 N BELMONT AVE UNIT B, Lubbock, 79416-7096, TX, USA

Mortgages (8)

Top Lenders

Alliance Credit Union
Alliance Credit Union

$310k · 2 loans

WINDTHORST FEDERAL CREDIT UNIO
WINDTHORST FEDERAL CREDIT UNIO

$146k · 1 loan

LBK Lending
LBK Lending

$120k · 1 loan

DateAmountStatusLenderBorrowerAddress
08/23/2024$202kOpenAlliance Credit UnionSCARLET & BLACK ASSETS LLC9313 PRIMROSE AVE,
LUBBOCK, TX 79424
01/29/2024$120kOpenLBK LendingSCARLET & BLACK ASSETS LLC5105 39TH ST,
LUBBOCK, TX 79414

+6 more not shown

Owned Properties (9)

AddressDeeded ownerStatusConsideration
9313 PRIMROSE AVE,
LUBBOCK, TX 79424
SCARLET & BLACK ASSETS LLCSold$268k
5105 39TH ST,
LUBBOCK, TX 79414
SCARLET & BLACK ASSETS LLCOwns - 2.4 yrs$78k

+7 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in residential properties across Lubbock, TX.

What companies is Charles Zotz associated with?

Charles Zotz is associated with 2 entities based on extracted signatures from public records. Key entities include ZOTZ HOMES LLC and SCARLET & BLACK ASSETS LLC.

How many properties are associated with this investor?

At least 9 properties are associated with Charles Zotz and the entities they control, based on signatures extracted from recorded documents connecting Charles Zotz to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references Alliance Credit Union, WINDTHORST FEDERAL CREDIT UNIO, and LBK Lending, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2019 through 2026, with the most recent mortgage recorded in 2024.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.

Elementix may suppress certain contact indicators where legally required or where appropriate for safety or privacy reasons. Requests for removal, suppression, or correction of information must be submitted to [email protected]. Elementix reviews such requests only where required by applicable law. General objections or unsupported demands do not create a removal obligation.