Investor profile - TX
Carol Lutz
Carol Lutz is a real estate investor and operator based in San Antonio, TX. Public filings show activity across 2 properties held through 7 holding companies. Recent mortgage relationships include First United Bank, FIRST UNITED BANK, and Frost Bank.
Carol's Activity
As of December 2025, public records show approximately $9.0M in recorded mortgage exposure linked to this investor across at least 8 mortgage filings and 2 properties held through 7 holding companies. Activity appears concentrated in misc and commercial assets recorded between 2011 and 2024.
Primary Geography
San Antonio, TX
ZIP codes: 78233 and 78251
Most recorded activity for this investor appears in LIVE OAK and SAN ANTONIO.
Property Type Breakdown
Associated Entities (7)
TX · 1 property · 7 mortgages
TX · 0 properties · 6 mortgages
TX · 0 properties · 4 mortgages
+4 more not shown
Mortgages (8)
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 02/08/2021 | $2.3M | Open | FIRST UNITED BANK | FOUR LINE INC | - |
| 02/08/2021 | $2.3M | Open | First United Bank | FOUR LINE INC | 8020 PAT BOOKER RD, LIVE OAK, TX 78233 |
| 02/08/2021 | $2.3M | Open | First United Bank | FOUR LINE INC | 8020 PAT BOOKER RD, LIVE OAK, TX 78233 |
+5 more not shown
Owned Properties (2)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 8020 PAT BOOKER RD, LIVE OAK, TX 78233 | HD3 INVESTMENTS LLC | Owns - 11.7 yrs | $0 |
| 10779 POTRANCO RD, SAN ANTONIO, TX 78251 | S & C MASTERLUBE & CARWASH INC | Owns - 14.6 yrs | $375k |
+0 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in misc and commercial properties across San Antonio, TX.
What companies is Carol Lutz associated with?
Carol Lutz is associated with 7 entities based on extracted signatures from public records. Key entities include TWENTY TWO LINE INC, TEN LINE INC, TWENTY FIVE LINE INC, S & C MASTERLUBE & CARWASH INC, and FOUR LINE INC.
How many properties are associated with this investor?
At least 2 properties are associated with Carol Lutz and the entities they control, based on signatures extracted from recorded documents connecting Carol Lutz to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references First United Bank, FIRST UNITED BANK, and Frost Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2011 through 2024, with the most recent mortgage recorded in 2021.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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