Investor profile - TX
Carmen Espinoza
Carmen Espinoza is a real estate investor and operator based in Houston, TX. Public filings show activity across 2 properties held through 4 holding companies. Recent mortgage relationships include NIBS ESTATES and U.S. Small Business Administration.
Carmen's Activity
As of December 2025, public records show approximately $1.4M in recorded mortgage exposure linked to this investor across at least 3 mortgage filings and 2 properties held through 4 holding companies. Activity appears concentrated in commercial assets recorded between 2015 and 2023.
Primary Geography
Houston, TX
ZIP codes: 78362
Most recorded activity for this investor appears in INGLESIDE.
Property Type Breakdown
Associated Entities (4)
TX · 0 properties · 2 mortgages
TX · 0 properties · 1 mortgage
TX · 0 properties · 0 mortgages
+1 more not shown
Mortgages (3)
Top Lenders
$1.2M · 2 loans
$233k · 1 loan
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 04/26/2023 | $350k | Open | NIBS ESTATES | BHC CONTRACTORS LLC | 2817 MAIN ST, INGLESIDE, TX 78362 B) |
| 04/26/2023 | $850k | Open | NIBS ESTATES | BHC CONTRACTORS LLC | 2819 MAIN ST, INGLESIDE, TX 78362 |
| 08/01/2018 | $233k | Open | U.S. Small Business Administration | PROMISE CHURCH OF HOUSTON INC | 1102 75TH ST, HOUSTON, TX 77011 |
+0 more not shown
Owned Properties (2)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 2817 MAIN ST, INGLESIDE, TX 78362 B) | CONTRACTORS LLC | Owns - 2.7 yrs | $350k |
| 2819 S MAIN ST, INGLESIDE, TX 78362 B) | CONTRACTORS LLC | Owns - 2.7 yrs | $350k |
+0 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in commercial properties across Houston, TX.
What companies is Carmen Espinoza associated with?
Carmen Espinoza is associated with 4 entities based on extracted signatures from public records. Key entities include BHC CONTRACTORS LLC, PROMISE CHURCH OF HOUSTON INC, CLMCJ LLC, and DREAM SERVICES LLC.
How many properties are associated with this investor?
At least 2 properties are associated with Carmen Espinoza and the entities they control, based on signatures extracted from recorded documents connecting Carmen Espinoza to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references NIBS ESTATES and U.S. Small Business Administration, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2015 through 2023, with the most recent mortgage recorded in 2023.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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