Investor Profile - TX

Benito Zarate

Benito Zarate is a real estate investor and operator based in McAllen, TX. Public filings show activity across 559 properties held through 5 holding companies. Recent mortgage relationships include International Bank of Commerce, Third Coast Bank SSB, and Bank OZK.

8888889805
88888888@esperanzahomes.com

Benito's Activity

As of June 2026, public records show approximately $2.8B in recorded mortgage exposure linked to this investor across at least 104 mortgage filings and 559 properties held through 5 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2020 and 2026.

Primary Geography

McAllen, TX

ZIP codes: 78504, 78541, 78542, 78589, and 78572

Most activity in EDINBURG, MCALLEN, SAN JUAN, and MISSION.

Property Type Breakdown

Residential87%
Vacant13%

Associated Entities (5)

ESPERANZA HOMES INC

TX · 130 properties · 160 mortgages

active
Incorporated on 10/24/2006 in TXMailing Address: 200 S 10TH ST STE 1700, Mcallen, 78501-4857, TX, USA
ESPERANZA HOMES EDINBURG LLC

TX · 33 properties · 74 mortgages

active
Incorporated on 11/14/2018 in TXMailing Address: 200 S 10TH ST STE 1700, MCALLEN, 78501-4857, TX, USA

+3 more entities not shown

Mortgages (104)

DateAmountStatusLenderBorrowerAddress
04/30/2026$40.0MOpenThird Coast Bank SSBESPERANZA HOMES EDINBURG LLC1001 W STAR FLOWER ST,
EDINBURG, TX 78541
04/30/2026$40.0MOpenThird Coast Bank SSBESPERANZA HOMES EDINBURG LLCBELLA ST,
EDINBURG, TX

+102 more not shown

Owned Properties (559)

AddressDeeded ownerStatusConsideration
1836 MARQUISE ST,
EDINBURG, TX
ESPERANZA HOMES EDINBURG LLCOwns - 4 mos$0
1501 E MARQUISE ST,
EDINBURG, TX
ESPERANZA HOMES EDINBURG LLCOwns - 4 mos$0

+557 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in residential and vacant properties across McAllen, TX.

What companies is Benito Zarate associated with?

Benito Zarate is associated with 5 entities based on extracted signatures from public records. Key entities include ESPERANZA HOMES INC, ESPERANZA HOMES EDINBURG LLC, ESPERANZA HOMES MID VALLEY LLC, ESPERANZA HOMES MCALLEN LLC, and ESPERANZA HOMES MISSION LLC.

How many properties are associated with this investor?

At least 559 properties are associated with Benito Zarate and the entities they control, based on signatures extracted from recorded documents connecting Benito Zarate to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references International Bank of Commerce, Third Coast Bank SSB, and Bank OZK, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2020 through 2026, with the most recent mortgage recorded in 2026.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

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Benito Zarate - Real Estate Investor in McAllen, TX | Elementix.ai - Lender intelligence