Investor profile - TN

Stephen Lepley

Stephen Lepley is a real estate investor and operator based in Chattanooga, TN-GA. Public filings show activity across 1 properties held through 2 holding companies. Recent mortgage relationships include CAPITALMARK BANK AND TRUST, First Horizon Bank, and FIRST TITLE INSURANCE.

Contact info available

Stephen's Activity

As of December 2025, public records show approximately $1.1M in recorded mortgage exposure linked to this investor across at least 8 mortgage filings and 1 properties held through 2 holding companies. Activity appears concentrated in residential assets recorded between 2015 and 2019.

Primary Geography

Chattanooga, TN-GA

ZIP codes: 37405

Most recorded activity for this investor appears in CHATTANOOGA.

Property Type Breakdown

Residential100%

Associated Entities (2)

DEVELOP CHATTANOOGA INC

TN · 1 property · 8 mortgages

inactive
Incorporated on 02/16/2014 in TN
L & W HOLDINGS LLC

TN · 2 properties · 0 mortgages

Mortgages (8)

Top Lenders

CAPITALMARK BANK AND TRUST
CAPITALMARK BANK AND TRUST

$637k · 1 loan

First Horizon Bank
First Horizon Bank

$437k · 2 loans

FIRST TITLE INSURANCE
FIRST TITLE INSURANCE

$70k · 1 loan

DateAmountStatusLenderBorrowerAddress
10/26/2015$219kClosedFirst Horizon BankDEVELOP CHATTANOOGA INC512 ROSEWOOD ST,
CHATTANOOGA, TN 37405 42)
10/26/2015$219kOpenFirst Horizon BankDEVELOP CHATTANOOGA INC-
07/22/2015$637kOpenCAPITALMARK BANK AND TRUSTDEVELOP CHATTANOOGA INC1305 JAMES BLVD,
SIGNAL MOUNTAIN, TN 37377

+5 more not shown

Owned Properties (1)

AddressDeeded ownerStatusConsideration
508 ROSEWOOD ST,
CHATTANOOGA, TN 37405 44)
DEVELOP CHATTANOOGA INCSold$70k

+0 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in residential properties across Chattanooga, TN-GA.

What companies is Stephen Lepley associated with?

Stephen Lepley is associated with 2 entities based on extracted signatures from public records. Key entities include DEVELOP CHATTANOOGA INC and L & W HOLDINGS LLC.

How many properties are associated with this investor?

At least 1 properties are associated with Stephen Lepley and the entities they control, based on signatures extracted from recorded documents connecting Stephen Lepley to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references CAPITALMARK BANK AND TRUST, First Horizon Bank, and FIRST TITLE INSURANCE, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2015 through 2019, with the most recent mortgage recorded in 2015.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

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