Investor profile - TN
Seth Thomas
Seth Thomas is a real estate investor and operator based in Chattanooga, TN-GA. Public filings show activity across 132 properties held through 3 holding companies. Recent mortgage relationships include Builtwell Bank, SouthEast Bank, and First Citizens National Bank.
Seth's Activity
As of December 2025, public records show approximately $73.3M in recorded mortgage exposure linked to this investor across at least 252 mortgage filings and 132 properties held through 3 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2012 and 2025.
Primary Geography
Chattanooga, TN-GA
ZIP codes: 37363, 37336, 37341, 37421, and 37416
Most recorded activity for this investor appears in OOLTEWAH, CHATTANOOGA, GEORGETOWN, HARRISON, and APISON.
Property Type Breakdown
Associated Entities (3)
TN · 61 properties · 215 mortgages
TN · 6 properties · 30 mortgages
TN · 0 properties · 7 mortgages
Mortgages (252)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 07/29/2025 | $655k | Open | SouthEast Bank | K & M BUILDER & DEVELOPER INC | 8163 SIR OLIPHANT WAY, OOLTEWAH, TN 37363 |
| 07/16/2025 | $512k | Open | Builtwell Bank | K & M BUILDER & DEVELOPER INC | 8735 PALAMON PL, OOLTEWAH, TN 37363 |
| 07/16/2025 | $800k | Open | Builtwell Bank | K & M BUILDER & DEVELOPER INC | 8743 PALAMON PL, OOLTEWAH, TN 37363 |
+249 more not shown
Owned Properties (132)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 5508 SEESAW RD, NASHVILLE, TN 37211 | SETH THOMAS | Owns - 14 mos | $496k |
| 8721 PALAMON PL, OOLTEWAH, TN 37363 | K & M BUILDER & DEVELOPER INC | Owns - 14 mos | $135k |
| 3597 PROSPECT CHURCH RD, APISON, TN 37302 | K & M BUILDER & DEVELOPER INC | Owns - 14 mos | $150k |
+129 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential and vacant properties across Chattanooga, TN-GA.
What companies is Seth Thomas associated with?
Seth Thomas is associated with 3 entities based on extracted signatures from public records. Key entities include K & M BUILDER & DEVELOPER INC, JOOMA DEVELOPMENT LLC, and K & M BUILDER AND DEVELOPER INC.
How many properties are associated with this investor?
At least 132 properties are associated with Seth Thomas and the entities they control, based on signatures extracted from recorded documents connecting Seth Thomas to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Builtwell Bank, SouthEast Bank, and First Citizens National Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2012 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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