Investor profile - TN
Richard Stern
Richard Stern is a real estate investor and operator based in Chattanooga, TN-GA. Public filings show activity across 28 properties held through 9 holding companies. Recent mortgage relationships include Citi, GoodLife Home Loans, and Tower Community Bank.
Richard's Activity
As of December 2025, public records show approximately $126.3M in recorded mortgage exposure linked to this investor across at least 79 mortgage filings and 28 properties held through 9 holding companies. Activity appears concentrated in residential and office assets recorded between 2015 and 2025.
Primary Geography
Chattanooga, TN-GA
ZIP codes: 37421, 37363, 37341, 37217, and 38106
Most recorded activity for this investor appears in CHATTANOOGA, OOLTEWAH, MEMPHIS, HARRISON, and NASHVILLE.
Property Type Breakdown
Associated Entities (9)
TN · 21 properties · 39 mortgages
TN · 27 properties · 25 mortgages
TN · 20 properties · 7 mortgages
+6 more not shown
Mortgages (79)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 12/01/2025 | $1.1M | Open | Millennium Bank | IRON HORSE PROPERTIES TN LLC | 7610 LEE HWY, CHATTANOOGA, TN 37421 |
| 08/08/2024 | $1.3M | Open | Builtwell Bank | IRON HORSE PROPERTIES TN LLC | - |
| 07/25/2024 | $4.7M | Open | Builtwell Bank | IRON HORSE PROPERTIES TN LLC | 3204 OLD NILES FERRY RD, MARYVILLE, TN 37803 |
+76 more not shown
Owned Properties (28)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 1146 HUFFSTETLER RD, MARYVILLE, TN 37803 | IRON HORSE PROPERTIES TN LLC | Owns - 2.1 yrs | $7.5M |
| 7602 LEE HWY, CHATTANOOGA, TN 37421 | IRON HORSE PROPERTIES TN LLC | Owns - 2.5 yrs | $826k |
| 7440 GOODWIN RD, CHATTANOOGA, TN 37421 | IRON HORSE PROPERTIES TN LLC | Owns - 3.5 yrs | $0 |
+25 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, office, and industrial properties across Chattanooga, TN-GA.
What companies is Richard Stern associated with?
Richard Stern is associated with 9 entities based on extracted signatures from public records. Key entities include HEARTHSTONE HOMES LLC, IRON HORSE PROPERTIES TN LLC, OLYMBEC USA LLC, CHAMPIONS CLUB LLC, and HIXSON INVESTORS LLC.
How many properties are associated with this investor?
At least 28 properties are associated with Richard Stern and the entities they control, based on signatures extracted from recorded documents connecting Richard Stern to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Citi, GoodLife Home Loans, and Tower Community Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2015 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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