Investor profile - TN
Justin Huggins
Justin Huggins is a real estate investor and operator based in Chattanooga, TN-GA. Public filings show activity across 89 properties held through 4 holding companies. Recent mortgage relationships include Builtwell Bank, Cadence Bank, and Pinnacle Financial Partners.
Justin's Activity
As of December 2025, public records show approximately $17.2M in recorded mortgage exposure linked to this investor across at least 35 mortgage filings and 89 properties held through 4 holding companies. Activity appears concentrated in residential and multifamily assets recorded between 2016 and 2025.
Primary Geography
Chattanooga, TN-GA
ZIP codes: 37404, 37407, 37406, 37410, and 37405
Most recorded activity for this investor appears in CHATTANOOGA, OOLTEWAH, EAST RIDGE, and HIXSON.
Property Type Breakdown
Associated Entities (4)
TN · 110 properties · 17 mortgages
TN · 14 properties · 9 mortgages
TN · 40 properties · 7 mortgages
+1 more not shown
Mortgages (35)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 11/21/2024 | $44k | Open | Cadence Bank | CHATTANOOGA HOLDINGS AND TRUST LLC | - |
| 09/19/2024 | $1.1M | Open | Cadence Bank | CHATTANOOGA HOLDINGS AND TRUST LLC | 7437 PRIVATE LN, OOLTEWAH, TN 37363 |
| 07/01/2024 | $98k | Open | Cadence Bank | CHATTANOOGA HOLDINGS AND TRUST LLC | 2636 ANDREWS ST, CHATTANOOGA, TN 37406 |
+32 more not shown
Owned Properties (89)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 7437 PRIVATE LN, OOLTEWAH, TN 37363 | CHATTANOOGA HOLDINGS AND TRUST LLC | Owns - 15 mos | $1.4M |
| 2636 ANDREWS ST, CHATTANOOGA, TN 37406 | CHATTANOOGA HOLDINGS AND TRUST LLC | Owns - 21 mos | $170k |
| 1912 WALKER AVE, CHATTANOOGA, TN 37404 | MUSIC CITY HOLDINGS LLC | Owns - 2.1 yrs | $84k |
+86 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, multifamily, and vacant properties across Chattanooga, TN-GA.
What companies is Justin Huggins associated with?
Justin Huggins is associated with 4 entities based on extracted signatures from public records. Key entities include KAMMER HOLDINGS LLC, CHATTANOOGA HOLDINGS AND TRUST LLC, HILL CITY HOLDINGS LLC, and HUGGINS HOMES LLC.
How many properties are associated with this investor?
At least 89 properties are associated with Justin Huggins and the entities they control, based on signatures extracted from recorded documents connecting Justin Huggins to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Builtwell Bank, Cadence Bank, and Pinnacle Financial Partners, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2016 through 2025, with the most recent mortgage recorded in 2024.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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