Investor profile - TN
Cyndi Horner
Cyndi Horner is a real estate investor and operator based in Chattanooga, TN-GA. Public filings show activity across 134 properties held through 10 holding companies. Recent mortgage relationships include SimplyBank, Pinnacle Financial Partners, and Builtwell Bank.
Cyndi's Activity
As of December 2025, public records show approximately $58.0M in recorded mortgage exposure linked to this investor across at least 178 mortgage filings and 134 properties held through 10 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2019 and 2025.
Primary Geography
Chattanooga, TN-GA
ZIP codes: 37421, 37415, 37405, 37343, and 37419
Most recorded activity for this investor appears in CHATTANOOGA, HIXSON, OOLTEWAH, SIGNAL MOUNTAIN, and RED BANK.
Property Type Breakdown
Associated Entities (10)
TN · 261 properties · 1,053 mortgages
TN · 12 properties · 58 mortgages
TN · 28 properties · 43 mortgages
+7 more not shown
Mortgages (178)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 11/21/2025 | $287k | Open | Pinnacle Financial Partners | ZEROPROPERTIES LLC | 612 DRUID LN, CHATTANOOGA, TN 37405 |
| 10/31/2025 | $313k | Open | Pinnacle Financial Partners | ZEROPROPERTIES LLC | 528 NATURE TRL, SODDY DAISY, TN 37379 |
| 09/04/2025 | $840k | Open | RockPointBank | BOUTIQUE LIVING BY CURATE LLC | 1835 NOTTING HLS, CHATTANOOGA, TN 37405 |
+175 more not shown
Owned Properties (134)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 1246 LITTLE SORREL RD, HIXSON, TN 37343 50 | ZEROPROPERTIES LLC | Sold | $80k |
| 3136 GALENA CIR, CHATTANOOGA, TN 37419 833 | BOUTIQUE LIVING BY CURATE LLC | Owns - 9 mos | $155k |
| 1238 LITTLE SORREL RD, HIXSON, TN 37343 | ZEROPROPERTIES LLC | Sold | $80k |
+131 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, vacant, and industrial properties across Chattanooga, TN-GA.
What companies is Cyndi Horner associated with?
Cyndi Horner is associated with 10 entities based on extracted signatures from public records. Key entities include RTB HOLDINGS LLC, BOUTIQUE LIVING BY CURATE LLC, ZEROPROPERTIES LLC, CURATE HOMES LLC AKA BOUTIQUE LIVING BY CURATE LLC, and HNL PARTNERS LLC.
How many properties are associated with this investor?
At least 134 properties are associated with Cyndi Horner and the entities they control, based on signatures extracted from recorded documents connecting Cyndi Horner to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references SimplyBank, Pinnacle Financial Partners, and Builtwell Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2019 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.
Elementix may suppress certain contact indicators where legally required or where appropriate for safety or privacy reasons. Requests for removal, suppression, or correction of information must be submitted to compliance@elementix.ai. Elementix reviews such requests only where required by applicable law or where information is factually inaccurate. General objections or unsupported demands do not create a removal obligation.