Investor Profile - SC
James Smith
James Smith is a real estate investor and operator based in Charlotte, NC-SC. Public filings show activity across 501 properties held through 37 holding companies. Recent mortgage relationships include MORGAN STANLEY SENIOR FUNDING, Alter Domus, and Wilmington Trust.
James's Activity
As of June 2026, public records show approximately $3.5B in recorded mortgage exposure linked to this investor across at least 148 mortgage filings and 501 properties held through 37 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2015 and 2026.
Associated People
Primary Geography
Charlotte, NC-SC
ZIP codes: 29745, 29730, 29732, 29406, and 29412
Most activity in YORK, ROCK HILL, CHARLESTON, GREENVILLE, and SIMPSONVILLE.
Property Type Breakdown
Associated Entities (37)
SC · 27 properties · 57 mortgages
SC · 3 properties · 49 mortgages
+35 more entities not shown
Mortgages (148)
Top Lenders
$3.0B · 1 loan
$147.5M · 1 loan
$110.0M · 1 loan
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 08/20/2025 | $1.0M | Open | Bank of York | JSII BUILDERS LLC | 186 OLD PINCKNEY RD, YORK, SC 29745 |
| 10/22/2024 | $4.9M | Open | GBank | BHAAGYA INVESTMENTS LLC | 2455 SAVANNAH HWY, CHARLESTON, SC 29414 |
+146 more not shown
Owned Properties (501)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 831 BEERSHEBA RD S, CLOVER, SC 29710 | SILVER LINING INVESTMENTS LLC | Owns - 1 mo | $511k |
| 181 EARTH RD, ELGIN, SC 29045 | FIFTH THIRD BANK NA | Owns - 4 mos | $1.6M |
+499 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, vacant, and exempt properties across Charlotte, NC-SC.
What companies is James Smith associated with?
James Smith is associated with 37 entities based on extracted signatures from public records. Key entities include JSII BUILDERS LLC, BAR S PROPERTIES LLC, BELK INC, INDIGO PROPERTIES OF SC II LLC, and BHAAGYA INVESTMENTS LLC.
How many properties are associated with this investor?
At least 501 properties are associated with James Smith and the entities they control, based on signatures extracted from recorded documents connecting James Smith to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references MORGAN STANLEY SENIOR FUNDING, Alter Domus, and Wilmington Trust, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2015 through 2026, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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