Investor profile - PA
Monica Smith
Monica Smith is a real estate investor and operator based in Philadelphia, PA-NJ-DE-MD. Public filings show activity across 8 properties held through 10 holding companies. Recent mortgage relationships include Univest and Members 1st Federal Credit Union.
Monica's Activity
As of December 2025, public records show approximately $65.8M in recorded mortgage exposure linked to this investor across at least 7 mortgage filings and 8 properties held through 10 holding companies. Activity appears concentrated in commercial and residential assets recorded between 2018 and 2025.
Associated People
Primary Geography
Philadelphia, PA-NJ-DE-MD
ZIP codes: 17055, 17408, 18052, 19001, and 19072
Most recorded activity for this investor appears in PENN VALLEY, YORK, ABINGTON, MECHANICSBURG, and PAOLI.
Property Type Breakdown
Associated Entities (10)
PA · 0 properties · 2 mortgages
PA · 2 properties · 1 mortgage
PA · 1 property · 1 mortgage
+7 more not shown
Mortgages (7)
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 08/08/2025 | $3.4M | Open | Members 1st Federal Credit Union | 5080 RITTER ROAD LLC | 5090 RITTER RD, MECHANICSBURG, PA 17055 |
| 08/08/2025 | $3.4M | Open | Members 1st Federal Credit Union | 5080 RITTER ROAD LLC | RITTER RD, MECHANICSBURG, PA 17055 |
| 07/25/2023 | $11.8M | Open | Univest | LIFELONG 8 LLC | 949 MONTGOMERY AVE, PENN VALLEY, PA 19072 |
+4 more not shown
Owned Properties (8)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 5090 RITTER RD, MECHANICSBURG, PA 17055 | PENNSYLVANIA BAR ASSN | Owns - 2.1 yrs | $0 |
| 949 MONTGOMERY AVE, PENN VALLEY, PA 19072 | LIFELONG 8 LLC | Owns - 2.9 yrs | $4.6M |
| 1776 OLD YORK RD, ABINGTON, PA 19001 | LIFELONG 3 LLC | Owns - 3.2 yrs | $4.1M |
+5 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in commercial, residential, and office properties across Philadelphia, PA-NJ-DE-MD.
What companies is Monica Smith associated with?
Monica Smith is associated with 10 entities based on extracted signatures from public records. Key entities include 5080 RITTER ROAD LLC, LIFELONG 3 LLC, LIFELONG 2 LLC, LIFELONG 8 LLC, and LIFELONG 5 LLC.
How many properties are associated with this investor?
At least 8 properties are associated with Monica Smith and the entities they control, based on signatures extracted from recorded documents connecting Monica Smith to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Univest and Members 1st Federal Credit Union, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2018 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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