Investor profile - PA
Michael Spencer
Michael Spencer is a real estate investor and operator based in Philadelphia, PA-NJ-DE-MD. Public filings show activity across 17 properties held through 5 holding companies. Recent mortgage relationships include Arkad Capital, CONSTRUCTIVE LOANS, and Crowdcopia.
Michael's Activity
As of December 2025, public records show approximately $1.5M in recorded mortgage exposure linked to this investor across at least 21 mortgage filings and 17 properties held through 5 holding companies. Activity appears concentrated in residential and multifamily assets recorded between 2015 and 2024.
Primary Geography
Philadelphia, PA-NJ-DE-MD
ZIP codes: 19143, 19120, 19139, 19145, and 19151
Most recorded activity for this investor appears in PHILADELPHIA and HANOVER.
Property Type Breakdown
Associated Entities (5)
PA · 12 properties · 19 mortgages
PA · 0 properties · 3 mortgages
PA · 0 properties · 2 mortgages
+2 more not shown
Mortgages (21)
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 07/03/2024 | $358k | Open | Crowdcopia | CROWDCOPIA LLC ISAOA ATIMA | 824 LELAND ST, PHILADELPHIA, PA 19130 |
| 11/28/2022 | $159k | Closed | Crowdcopia | MICHAELS CONSTRUCTION LLC | 5644 CEDAR AVE, PHILADELPHIA, PA 19143 |
| 01/19/2022 | $210k | Closed | CONSTRUCTIVE LOANS | MICHAELS CONSTRUCTION LLC | 141 S 56TH ST, PHILADELPHIA, PA 19139 |
+18 more not shown
Owned Properties (17)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 824 LELAND ST, PHILADELPHIA, PA 19130 | BLISSED OUT HOMES LLC | Owns - 18 mos | $250k |
| 423 RIDGE AVE, HANOVER, PA 17331 | MICHAEL SPENCER AN ADULT INDIVIDUAL | Owns - 4.7 yrs | $190k |
| 437 W GIRARD AVE, PHILADELPHIA, PA 19123 | MICHAELS CONSTRUCTION LLC | Sold | $500k |
+14 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, multifamily, and commercial properties across Philadelphia, PA-NJ-DE-MD.
What companies is Michael Spencer associated with?
Michael Spencer is associated with 5 entities based on extracted signatures from public records. Key entities include MICHAELS CONSTRUCTION LLC, GAS LIGHT INC, CROWDCOPIA LLC ISAOA ATIMA, LIFETIME ACQUISITIONS LP, and CIVETTA 2 LLC A PENNSYLVANIA LTD LIABILITY CO.
How many properties are associated with this investor?
At least 17 properties are associated with Michael Spencer and the entities they control, based on signatures extracted from recorded documents connecting Michael Spencer to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Arkad Capital, CONSTRUCTIVE LOANS, and Crowdcopia, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2015 through 2024, with the most recent mortgage recorded in 2024.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.
Elementix may suppress certain contact indicators where legally required or where appropriate for safety or privacy reasons. Requests for removal, suppression, or correction of information must be submitted to compliance@elementix.ai. Elementix reviews such requests only where required by applicable law or where information is factually inaccurate. General objections or unsupported demands do not create a removal obligation.