Investor profile - PA
Melissa Ramirez
Melissa Ramirez is a real estate investor and operator based in State College, PA. Public filings show activity across 15 properties held through 5 holding companies. Recent mortgage relationships include JPMorgan Chase Bank, National Association and The Bank of New York Mellon Trust Company, N.A..
Melissa's Activity
As of December 2025, public records show approximately $21.4B in recorded mortgage exposure linked to this investor across at least 127 mortgage filings and 15 properties held through 5 holding companies. Activity appears concentrated in commercial and vacant assets recorded between 2011 and 2025.
Associated People
Primary Geography
State College, PA
ZIP codes: 19462, 19125, 15944, 17055, and 17403
Most recorded activity for this investor appears in PHILADELPHIA, PLYMOUTH MEETING, NEW FLORENCE, MECHANICSBURG, and WILMINGTON.
Property Type Breakdown
Associated Entities (5)
PA · 73 properties · 62 mortgages
PA · 18 properties · 58 mortgages
PA · 37 properties · 40 mortgages
+2 more not shown
Mortgages (127)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 09/09/2025 | $525.0M | Open | U.S. Bank | PECO ENERGY CO | 2778 JENKINTOWN RD, GLENSIDE, PA 19038 |
| 09/09/2025 | $1.1B | Open | Republic Bank | PECO ENERGY CO | 100 CROMBY RD, PHOENIXVILLE, PA 19460 |
| 09/09/2025 | $1.1B | Open | Republic Bank | PECO ENERGY CO | 100 CROMBY RD, PHOENIXVILLE, PA 19460 |
+124 more not shown
Owned Properties (15)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 100 CROMBY RD, PHOENIXVILLE, PA 19460 | PECO ENERGY CO | Owns - 11 mos | $8.2M |
| 1814 GALLAGHER RD, PLYMOUTH MEETING, PA 19462 | PECO ENERGY CO | Owns - 12 mos | $3.0M |
| 1818 GALLAGHER RD, PLYMOUTH MEETING, PA 19462 | PECO ENERGY CO | Owns - 12 mos | $3.0M |
+12 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in commercial, vacant, and office properties across State College, PA.
What companies is Melissa Ramirez associated with?
Melissa Ramirez is associated with 5 entities based on extracted signatures from public records. Key entities include PECO ENERGY CO, DELMARVA POWER & LIGHT CO, ATLANTIC CITY ELECTRIC CO, POTOMAC ELECTRIC POWER CO, and DELMAR POWER & LIGHT CO.
How many properties are associated with this investor?
At least 15 properties are associated with Melissa Ramirez and the entities they control, based on signatures extracted from recorded documents connecting Melissa Ramirez to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references JPMorgan Chase Bank, National Association and The Bank of New York Mellon Trust Company, N.A., indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2011 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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