Investor profile - PA
Kai Zhao
Kai Zhao is a real estate investor and operator based in Philadelphia, PA-NJ-DE-MD. Public filings show activity across 28 properties held through 4 holding companies. Recent mortgage relationships include WSFS Bank, Parke Bank, and FRIENDSHIP INVESTMENT TRUST.
Kai's Activity
As of December 2025, public records show approximately $2.1M in recorded mortgage exposure linked to this investor across at least 14 mortgage filings and 28 properties held through 4 holding companies. Activity appears concentrated in residential and commercial assets recorded between 2012 and 2025.
Associated People
Primary Geography
Philadelphia, PA-NJ-DE-MD
ZIP codes: 19147, 19107, 19135, 19146, and 19148
Most recorded activity for this investor appears in PHILADELPHIA, HATFIELD, and CHELTENHAM.
Property Type Breakdown
Associated Entities (4)
PA · 0 properties · 7 mortgages
PA · 0 properties · 5 mortgages
PA · 0 properties · 2 mortgages
+1 more not shown
Mortgages (14)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 02/28/2017 | $675k | Closed | Firstrust Bank | TJ EXPECTATION HOLDING LLC | - |
| 10/12/2016 | $225k | Open | WSFS Bank | TJ EXPECTATION HOLDING LLC | 1124 S 22ND ST, PHILADELPHIA, PA 19146 |
| 05/05/2016 | $650k | Closed | Parke Bank | T J EXPECTATION HOLDING LLC | - |
+11 more not shown
Owned Properties (28)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 8023 MILLTOWN CIR, CHELTENHAM, PA 19012 | KAI ZHAO | Owns - 3.6 yrs | $430k |
| 8130 LEXINGTON AVE, PHILADELPHIA, PA 19152 | PHALAA CORP | Sold | $209k |
| 5232 CASTOR AVE, PHILADELPHIA, PA 19124 | PHALAA CORP | Sold | $90k |
+25 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, commercial, and vacant properties across Philadelphia, PA-NJ-DE-MD.
What companies is Kai Zhao associated with?
Kai Zhao is associated with 4 entities based on extracted signatures from public records. Key entities include TJ EXPECTATION HOLDING LLC, PHALAA CORP, T J EXPECTATION HOLDING LLC, and REO CAPITAL LLC.
How many properties are associated with this investor?
At least 28 properties are associated with Kai Zhao and the entities they control, based on signatures extracted from recorded documents connecting Kai Zhao to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references WSFS Bank, Parke Bank, and FRIENDSHIP INVESTMENT TRUST, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2012 through 2025, with the most recent mortgage recorded in 2017.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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