Investor profile - NJ

Jose Fernandez

Jose Fernandez is a real estate investor and operator based in New York City, NY-NJ-CT. Public filings show activity across 13 properties held through 11 holding companies. Recent mortgage relationships include AMBOY AVE INVESTMENTS, Magyar Bank, and Blue Foundry Bank.

8888881054

Jose's Activity

As of December 2025, public records show approximately $10.4M in recorded mortgage exposure linked to this investor across at least 22 mortgage filings and 13 properties held through 11 holding companies. Activity appears concentrated in residential and commercial assets recorded between 2016 and 2025.

Primary Geography

New York City, NY-NJ-CT

ZIP codes: 08859, 07093, 07005, 07410, and 07095

Most recorded activity for this investor appears in JERSEY, PARLIN, WEST NEW YORK, BOONTON, and FAIR LAWN.

Property Type Breakdown

Residential62%
Commercial23%
Multifamily15%

Associated Entities (11)

FLAGSHIP RESORT DEVELOPMENT CORP

NJ · 32 properties · 10 mortgages

branch
Incorporated on 08/26/1993 in NJ
FERMO HOLDINGS LLC

NJ · 3 properties · 9 mortgages

active
Incorporated on 08/14/2018 in NJ
APRIL ENTERPRISES LLC

NJ · 4 properties · 5 mortgages

active
Incorporated on 10/28/2022 in NJ

+8 more not shown

Mortgages (22)

Top Lenders

DateAmountStatusLenderBorrowerAddress
12/16/2025$365kOpenNELSON PEREZFERMO HOLDINGS LLC305 UNION AVE,
BELLEVILLE, NJ 07109
04/08/2025$6kOpenTrystone Capital Assets, LLCFERMO HOLDINGS LLC305 UNION AVE,
BELLEVILLE, NJ 07109
03/28/2025$1.2MOpenAMBOY AVE INVESTMENTSAPRIL ENTERPRISES LLC115 AMBOY AVE,
WOODBRIDGE, NJ 07095

+19 more not shown

Owned Properties (13)

AddressDeeded ownerStatusConsideration
115 AMBOY AVE,
WOODBRIDGE, NJ 07095
APRIL ENTERPRISES LLCOwns - 9 mos$1.7M
19 OAK RD,
BOONTON, NJ 07005
FERMO HOLDINGS LLCSold$425k
16 MECHANIC ST,
BAYONNE, NJ 07002
V&J MECHANIC STREET LLCOwns - 2.8 yrs$1

+10 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in residential, commercial, and multifamily properties across New York City, NY-NJ-CT.

What companies is Jose Fernandez associated with?

Jose Fernandez is associated with 11 entities based on extracted signatures from public records. Key entities include FLAGSHIP RESORT DEVELOPMENT CORP, FERMO HOLDINGS LLC, APRIL ENTERPRISES LLC, 24 GRACE STREET LLC, and STAVROS FAMILY PARTNERSHIP.

How many properties are associated with this investor?

At least 13 properties are associated with Jose Fernandez and the entities they control, based on signatures extracted from recorded documents connecting Jose Fernandez to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references AMBOY AVE INVESTMENTS, Magyar Bank, and Blue Foundry Bank, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2016 through 2025, with the most recent mortgage recorded in 2025.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.

Elementix may suppress certain contact indicators where legally required or where appropriate for safety or privacy reasons. Requests for removal, suppression, or correction of information must be submitted to compliance@elementix.ai. Elementix reviews such requests only where required by applicable law or where information is factually inaccurate. General objections or unsupported demands do not create a removal obligation.