Investor profile - NC

Stuart Cullinan

Stuart Cullinan is a real estate investor and operator based in Raleigh-Durham, NC. Public filings show activity across 66 properties held through 26 holding companies. Recent mortgage relationships include TowneBank Mortgage, United Community Bank, and HomeTrust Bank.

Contact info available

Stuart's Activity

As of December 2025, public records show approximately $59.5M in recorded mortgage exposure linked to this investor across at least 137 mortgage filings and 66 properties held through 26 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2012 and 2025.

Primary Geography

Raleigh-Durham, NC

ZIP codes: 27601, 27701, 27610, 27604, and 27607

Most recorded activity for this investor appears in RALEIGH and DURHAM.

Property Type Breakdown

Residential69%
Vacant20%
Multifamily8%
Other3%

Associated Entities (26)

COPERNICA PROPERTIES LLC

NC · 16 properties · 38 mortgages

active
Incorporated on 02/27/2017 in NCMailing Address: 319 Seawell Ave, Raleigh, 27601, NC, United States
TEPHRA DEVELOPMENT LLC

NC · 8 properties · 14 mortgages

active
Incorporated on 05/14/2012 in NCMailing Address: 319 Seawell Avenue, Raleigh, 27601-1214, NC, United States
FIVE HORIZONS DEVELOPMENT LLC

NC · 6 properties · 10 mortgages

inactive
Incorporated on 04/04/2017 in NCMailing Address: 319 Seawell Ave, Raleigh, 27601, NC, United States

+23 more not shown

Mortgages (137)

DateAmountStatusLenderBorrowerAddress
09/23/2025$2.4MOpenPark National BankGOODSON HOLDINGS LLC1449 SMOKEY PARK HWY,
CANDLER, NC 28715
09/27/2024$199kOpenALLEN VENTURESCOPERNICA PROPERTIES LLC901 E EDENTON ST,
RALEIGH, NC 27601
06/17/2024$338kOpenTowneBank MortgageHABITAT IMPROVEMENT LLC1022 HOLMES ST,
RALEIGH, NC 27601

+134 more not shown

Owned Properties (66)

AddressDeeded ownerStatusConsideration
310 N STATE ST,
RALEIGH, NC 27601
ABODE OAKWOOD OWNER LLCSold$0
5937 CREPE MYRTLE CT,
RALEIGH, NC 27609
HABITAT IMPROVEMENT LLCSold$640
123 CALLOWHILL LN,
DURHAM, NC 27713
CHIAOYU LUOOwns - 2.4 yrs$555k

+63 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in residential, vacant, and multifamily properties across Raleigh-Durham, NC.

What companies is Stuart Cullinan associated with?

Stuart Cullinan is associated with 26 entities based on extracted signatures from public records. Key entities include COPERNICA PROPERTIES LLC, TEPHRA DEVELOPMENT LLC, FIVE HORIZONS DEVELOPMENT LLC, HABITAT IMPROVEMENT LLC, and PLEIADES MODERN LLC.

How many properties are associated with this investor?

At least 66 properties are associated with Stuart Cullinan and the entities they control, based on signatures extracted from recorded documents connecting Stuart Cullinan to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references TowneBank Mortgage, United Community Bank, and HomeTrust Bank, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2012 through 2025, with the most recent mortgage recorded in 2025.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.

Elementix may suppress certain contact indicators where legally required or where appropriate for safety or privacy reasons. Requests for removal, suppression, or correction of information must be submitted to compliance@elementix.ai. Elementix reviews such requests only where required by applicable law or where information is factually inaccurate. General objections or unsupported demands do not create a removal obligation.