Investor profile - NC
Rick Constable
Rick Constable is a real estate investor and operator based in Charlotte, NC-SC. Public filings show activity across 25 properties held through 2 holding companies. Recent mortgage relationships include Truist Bank, Peoples Bank, and DOUGLAS P MACMILLAN ESQUIRE.
Rick's Activity
As of December 2025, public records show approximately $29.0M in recorded mortgage exposure linked to this investor across at least 54 mortgage filings and 25 properties held through 2 holding companies. Activity appears concentrated in residential assets recorded between 2012 and 2025.
Associated People
Primary Geography
Charlotte, NC-SC
ZIP codes: 28036, 28205, 27587, 28078, and 27612
Most recorded activity for this investor appears in DAVIDSON, CHARLOTTE, HUNTERSVILLE, WAKE FOREST, and RALEIGH.
Property Type Breakdown
Associated Entities (2)
NC · 23 properties · 28 mortgages
NC · 7 properties · 26 mortgages
Mortgages (54)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 09/02/2025 | $8.0M | Open | Truist Bank | MONTEREY BAY HOMES LLC | - |
| 08/11/2022 | $1.3M | Open | Truist Bank | MONTEREY BAY CHARLOTTE LLC | - |
| 09/14/2020 | $750k | Closed | Truist Bank | MONTEREY BAY CHARLOTTE LLC | 13012 BIEN CT, HUNTERSVILLE, NC 28078 |
+51 more not shown
Owned Properties (25)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 13106 BIEN CT, HUNTERSVILLE, NC 28078 | MONTEREY BAY CHARLOTTE LLC | Sold | $380 |
| 13012 BIEN CT, HUNTERSVILLE, NC 28078 | MONTEREY BAY CHARLOTTE LLC | Owns - 6.0 yrs | $380 |
| 10113 LAURIER LN, HUNTERSVILLE, NC 28078 | MONTEREY BAY CHARLOTTE LLC | Sold | $380 |
+22 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential properties across Charlotte, NC-SC.
What companies is Rick Constable associated with?
Rick Constable is associated with 2 entities based on extracted signatures from public records. Key entities include MONTEREY BAY CHARLOTTE LLC and MONTEREY BAY HOMES LLC.
How many properties are associated with this investor?
At least 25 properties are associated with Rick Constable and the entities they control, based on signatures extracted from recorded documents connecting Rick Constable to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Truist Bank, Peoples Bank, and DOUGLAS P MACMILLAN ESQUIRE, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2012 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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