Investor profile - NC
Ricardo Contreras
Ricardo Contreras is a real estate investor and operator based in Charlotte, NC-SC. Public filings show activity across 20 properties held through 4 holding companies. Recent mortgage relationships include Old North Capital Fund, Easy Street Capital, and 212 Loans, LLC.
Ricardo's Activity
As of December 2025, public records show approximately $6.3M in recorded mortgage exposure linked to this investor across at least 26 mortgage filings and 20 properties held through 4 holding companies. Activity appears concentrated in residential assets recorded between 2018 and 2024.
Associated People
Primary Geography
Charlotte, NC-SC
ZIP codes: 28205, 28206, 28208, 28216, and 28203
Most recorded activity for this investor appears in CHARLOTTE.
Property Type Breakdown
Associated Entities (4)
NC · 0 properties · 24 mortgages
NC · 0 properties · 2 mortgages
NC · 0 properties · 0 mortgages
+1 more not shown
Mortgages (26)
Top Lenders
$4.5M · 17 loans
$1.0M · 2 loans
$518k · 4 loans
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 11/04/2021 | $217k | Open | Easy Street Capital | BEAR COLLECTIVE LLC | 228 KESWICK AVE, CHARLOTTE, NC 28206 |
| 10/13/2021 | $350k | Open | Old North Capital Fund | BEAR COLLECTIVE LLC | 524 GREYSTONE RD, CHARLOTTE, NC 28209 |
| 10/13/2021 | $385k | Open | Old North Capital Fund | BEAR COLLECTIVE LLC | 524 GREYSTONE RD, CHARLOTTE, NC 28209 |
+23 more not shown
Owned Properties (20)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 14518 WINGED TEAL RD, CHARLOTTE, NC 28278 | DULCE RIOS | Owns - 5 mos | $897 |
| 228 KESWICK AVE, CHARLOTTE, NC 28206 | BEAR COLLECTIVE LLC | Sold | $454 |
| 524 GREYSTONE RD, CHARLOTTE, NC 28209 | BEAR COLLECTIVE LLC | Sold | $778 |
+17 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential properties across Charlotte, NC-SC.
What companies is Ricardo Contreras associated with?
Ricardo Contreras is associated with 4 entities based on extracted signatures from public records. Key entities include BEAR COLLECTIVE LLC, BEAR CAPITAL INVESTMENTS LLC, BEAR GROUP RE, and SUSAN ELIZABETH CARTER INDIVIDUALLY AS HEIR AND SPOUSE RICARDO ANTONIO CONTRERAS.
How many properties are associated with this investor?
At least 20 properties are associated with Ricardo Contreras and the entities they control, based on signatures extracted from recorded documents connecting Ricardo Contreras to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Old North Capital Fund, Easy Street Capital, and 212 Loans, LLC, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2018 through 2024, with the most recent mortgage recorded in 2021.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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