Investor profile - NC
Reginald Smith
Reginald Smith is a real estate investor and operator based in Charlotte, NC-SC. Public filings show activity across 2 properties held through 4 holding companies. Recent mortgage relationships include AdelFi, Roc Capital / Roc360, and The Fidelity Bank.
Reginald's Activity
As of December 2025, public records show approximately $1.8M in recorded mortgage exposure linked to this investor across at least 5 mortgage filings and 2 properties held through 4 holding companies. Activity appears concentrated in residential assets recorded between 2015 and 2025.
Associated People
Primary Geography
Charlotte, NC-SC
ZIP codes: 27012 and 28211
Most recorded activity for this investor appears in CHARLOTTE and CLEMMONS.
Property Type Breakdown
Associated Entities (4)
NC · 0 properties · 3 mortgages
NC · 0 properties · 1 mortgage
NC · 0 properties · 1 mortgage
+1 more not shown
Mortgages (5)
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 10/03/2025 | $125k | Open | Roc Capital / Roc360 | PHAROS REAL ESTATE LLC | - |
| 09/29/2025 | $105k | Open | Roc Capital / Roc360 | PHAROS REAL ESTATE LLC | 900 FREMONT CIR, FAYETTEVILLE, NC 28311 |
| 09/25/2025 | $105k | Open | Roc Capital / Roc360 | PHAROS REAL ESTATE LLC | - |
+2 more not shown
Owned Properties (2)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 1041 CHURCHILL DOWNS CT, CHARLOTTE, NC 28211 F | DAVID ACEVEDO | Owns - 3.4 yrs | $506 |
| 6729 ROLLINGWOOD DR, CLEMMONS, NC 27012 | SINGLE REGINALD DREW SMITH | Owns - 6.9 yrs | $580 |
+0 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential properties across Charlotte, NC-SC.
What companies is Reginald Smith associated with?
Reginald Smith is associated with 4 entities based on extracted signatures from public records. Key entities include PHAROS REAL ESTATE LLC, CLAPPS CHAPEL AFRICAN METHODIST EPISCOPAL CHURCH, ELEVATION BAPTIST CHURCH INC, and SMART MONEY SERVICES LLC.
How many properties are associated with this investor?
At least 2 properties are associated with Reginald Smith and the entities they control, based on signatures extracted from recorded documents connecting Reginald Smith to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references AdelFi, Roc Capital / Roc360, and The Fidelity Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2015 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.
Elementix may suppress certain contact indicators where legally required or where appropriate for safety or privacy reasons. Requests for removal, suppression, or correction of information must be submitted to compliance@elementix.ai. Elementix reviews such requests only where required by applicable law or where information is factually inaccurate. General objections or unsupported demands do not create a removal obligation.