Investor Profile - NC

Pearl Smith

Pearl Smith is a real estate investor and operator based in Charlotte, NC-SC. Public filings show activity across 18 properties held through 4 holding companies. Recent mortgage relationships include LENA W BUTTERWORTH.

Contact info available

Pearl's Activity

As of June 2026, public records show approximately $275k in recorded mortgage exposure linked to this investor across at least 1 mortgage filings and 18 properties held through 4 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2016 and 2025.

Primary Geography

Charlotte, NC-SC

ZIP codes: 28208, 28216, 28086, 28212, and 27104

Most activity in CHARLOTTE, KINGS MOUNTAIN, and WINSTON SALEM.

Property Type Breakdown

Residential82%
Vacant12%
Industrial6%

Associated Entities (4)

AMERICAN IRA LLC

NC · 88 properties · 13 mortgages

active
Incorporated on 10/04/2004 in NCMailing Address: 135 Broad Street, Asheville, 28801, NC, United States
PROVIDENTIAL REAL ESTATE LLC

NC · 7 properties · 1 mortgage

active
Incorporated on 01/21/2016 in NCMailing Address: 15720 BRIXHAM HILL LN, STE 300, Charlotte, 28277, NC, United States

+2 more entities not shown

Mortgages (1)

Top Lenders

LENA W BUTTERWORTH
LENA W BUTTERWORTH

$275k · 1 loan

DateAmountStatusLenderBorrowerAddress
03/29/2016$275kOpenLENA W BUTTERWORTHPROVIDENTIAL REAL ESTATE LLC229 CROSS ST,
CHARLOTTE, NC 28216

Owned Properties (18)

AddressDeeded ownerStatusConsideration
103 N CANSLER ST,
KINGS MOUNTAIN, NC 28086
PROVIDENTIAL REAL ESTATE LLCOwns - 24 mos$17k
2335 MORTON ST,
CHARLOTTE, NC 28208
PEARL SMITHOwns - 4.8 yrs$160k

+16 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in residential, vacant, and industrial properties across Charlotte, NC-SC.

What companies is Pearl Smith associated with?

Pearl Smith is associated with 4 entities based on extracted signatures from public records. Key entities include AMERICAN IRA LLC, PROVIDENTIAL REAL ESTATE LLC, GREENWAY FARMS INC, and PEARL REALTY INC.

How many properties are associated with this investor?

At least 18 properties are associated with Pearl Smith and the entities they control, based on signatures extracted from recorded documents connecting Pearl Smith to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references LENA W BUTTERWORTH, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2016 through 2025, with the most recent mortgage recorded in 2016.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.

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