Investor profile - NC
Oi Cheng
Oi Cheng is a real estate investor and operator based in Charlotte, NC-SC. Public filings show activity across 4 properties held through 3 holding companies. Recent mortgage relationships include First National Bank, Wells Fargo Bank, and The Fidelity Bank.
Oi's Activity
As of December 2025, public records show approximately $7.2M in recorded mortgage exposure linked to this investor across at least 9 mortgage filings and 4 properties held through 3 holding companies. Activity appears concentrated in commercial and residential assets recorded between 2010 and 2025.
Associated People
Primary Geography
Charlotte, NC-SC
ZIP codes: 27409 and 28078
Most recorded activity for this investor appears in GREENSBORO and HUNTERSVILLE.
Property Type Breakdown
Associated Entities (3)
NC · 2 properties · 5 mortgages
NC · 3 properties · 3 mortgages
NC · 5 properties · 1 mortgage
Mortgages (9)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 07/31/2025 | $4.4M | Open | First National Bank | XIAO PINEVILLE PROPERTIES LLC | 16400 NORTHCROSS DR, HUNTERSVILLE, NC 28078 |
| 05/21/2024 | $200k | Open | First National Bank | JCMG INC | 603 SHELBY DR, GREENSBORO, NC 27409 |
| 05/16/2023 | $348k | Open | Wells Fargo Bank | MX GREENSBORO LLC | 4310 BIG TREE WAY, GREENSBORO, NC 27409 |
+6 more not shown
Owned Properties (4)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 16400 NORTHCROSS DR, HUNTERSVILLE, NC 28078 | XIAO PINEVILLE PROPERTIES LLC | Owns - 5 mos | $6k |
| 603 SHELBY DR, GREENSBORO, NC 27409 | JCMG INC | Owns - 2.3 yrs | $618 |
| 4310 BIG TREE WAY, GREENSBORO, NC 27409 | CITY GREENSBORO | Owns - 6.8 yrs | $17k |
+1 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in commercial and residential properties across Charlotte, NC-SC.
What companies is Oi Cheng associated with?
Oi Cheng is associated with 3 entities based on extracted signatures from public records. Key entities include XIAO PINEVILLE PROPERTIES LLC, MX GREENSBORO LLC, and JCMG INC.
How many properties are associated with this investor?
At least 4 properties are associated with Oi Cheng and the entities they control, based on signatures extracted from recorded documents connecting Oi Cheng to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references First National Bank, Wells Fargo Bank, and The Fidelity Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2010 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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