Investor Profile - NC
Michael Smith
Michael Smith is a real estate investor and operator based in Raleigh-Durham, NC. Public filings show activity across 600 properties held through 109 holding companies. Recent mortgage relationships include Capital One, Grandbridge Real Estate Capital, and First Bank.
Michael's Activity
As of June 2026, public records show approximately $135.2M in recorded mortgage exposure linked to this investor across at least 92 mortgage filings and 600 properties held through 109 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2015 and 2026.
Associated People
Primary Geography
Raleigh-Durham, NC
ZIP codes: 27529, 27405, 27521, 27616, and 27262
Most activity in CHARLOTTE, GREENSBORO, RALEIGH, HIGH POINT, and GARNER.
Property Type Breakdown
Associated Entities (109)
NC · 42 properties · 10 mortgages
NC · 4 properties · 7 mortgages
+107 more entities not shown
Mortgages (92)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 12/16/2025 | $1.1M | Open | First Bank | CENCAR PROPERTIES LLC | 101 HIGH HOPE LN, GARNER, NC 27529 |
| 12/04/2025 | $376k | Open | First Citizens Bank | MOSAIC CHURCH INC | 10624 METROMONT PKWY #PY5, CHARLOTTE, NC 28269 |
+90 more not shown
Owned Properties (600)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 1212 QUEENS RD, CHARLOTTE, NC 28207 | WILLETT SMITH FAMILY TRUST | Owns - 2 mos | $3.9M |
| 100 DOUGLAS DR, HOLLY RIDGE, NC 28445 | TOWERCO VI LLC | Owns - 4 mos | $100k |
+598 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, vacant, and office properties across Raleigh-Durham, NC.
What companies is Michael Smith associated with?
Michael Smith is associated with 109 entities based on extracted signatures from public records. Key entities include POINT DIGITAL FINANCE INC, MOSAIC CHURCH INC, WIMBLEDON LLC, 1548 PROPERTIES LLC, and CENCAR PROPERTIES LLC.
How many properties are associated with this investor?
At least 600 properties are associated with Michael Smith and the entities they control, based on signatures extracted from recorded documents connecting Michael Smith to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Capital One, Grandbridge Real Estate Capital, and First Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2015 through 2026, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.
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