Investor Profile - NC
Frank Ratcliffe
Frank Ratcliffe is a real estate investor and operator based in Charlotte, NC-SC. Public filings show activity across 24 properties held through 7 holding companies. Recent mortgage relationships include First Horizon Bank and Wells Fargo Bank.
Frank's Activity
As of June 2026, public records show approximately $545k in recorded mortgage exposure linked to this investor across at least 4 mortgage filings and 24 properties held through 7 holding companies. Activity appears concentrated in residential and recreational assets recorded between 2015 and 2026.
Associated People
Primary Geography
Charlotte, NC-SC
ZIP codes: 28269, 28215, 28216, 28104, and 28036
Most activity in CHARLOTTE, MATTHEWS, MOORESVILLE, and DAVIDSON.
Property Type Breakdown
Associated Entities (7)
NC · 6 properties · 3 mortgages
NC · 3 properties · 1 mortgage
+5 more entities not shown
Mortgages (4)
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 09/19/2019 | $300k | Open | First Horizon Bank | PARADISE DEVELOPMENT LLC | 5709 BROOKSHIRE BLVD, CHARLOTTE, NC 28216 |
| 03/27/2017 | $100k | Closed | Wells Fargo Bank | FLAMINGO INVESTMENTS LLC | 6148 BROOKSHIRE BLVD #B, CHARLOTTE, NC 28216 |
+2 more not shown
Owned Properties (24)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 5621 HIGHLAND CREEK PKWY # PY, CHARLOTTE, NC 28269 | PAR GOLF HOLDINGS LLC | Owns - 3.8 yrs | $0 |
| ACRES RD, CHARLOTTE, NC 28269 | PAR GOLF HOLDINGS LLC | Owns - 3.8 yrs | $0 |
+22 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, recreational, and industrial properties across Charlotte, NC-SC.
What companies is Frank Ratcliffe associated with?
Frank Ratcliffe is associated with 7 entities based on extracted signatures from public records. Key entities include PARADISE DEVELOPMENT LLC, FLAMINGO INVESTMENTS LLC, WG HC GOLF LLC, RATCLIFFE GROUP LLC, and PAR GOLF HOLDINGS LLC.
How many properties are associated with this investor?
At least 24 properties are associated with Frank Ratcliffe and the entities they control, based on signatures extracted from recorded documents connecting Frank Ratcliffe to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references First Horizon Bank and Wells Fargo Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2015 through 2026, with the most recent mortgage recorded in 2019.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.
Elementix may suppress certain contact indicators where legally required or where appropriate for safety or privacy reasons. Requests for removal, suppression, or correction of information must be submitted to [email protected]. Elementix reviews such requests only where required by applicable law. General objections or unsupported demands do not create a removal obligation.