Investor Profile - NC
Ernest Onwu
Ernest Onwu is a real estate investor and operator based in Charlotte, NC-SC. Public filings show activity across 77 properties held through 5 holding companies. Recent mortgage relationships include Skyla Credit Union, LendingOne, and Equity Trust Company.
Ernest's Activity
As of June 2026, public records show approximately $6.9M in recorded mortgage exposure linked to this investor across at least 71 mortgage filings and 77 properties held through 5 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2018 and 2025.
Associated People
Primary Geography
Charlotte, NC-SC
ZIP codes: 28052, 28054, 28016, 28208, and 28086
Most activity in GASTONIA, CHARLOTTE, BESSEMER, KINGS MOUNTAIN, and LOWELL.
Property Type Breakdown
Associated Entities (5)
NC · 25 properties · 35 mortgages
NC · 13 properties · 29 mortgages
+3 more entities not shown
Mortgages (71)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 04/10/2025 | $119k | Open | LendingOne | ES & MRVS PROPERTIES LLC | 945 BROWN ST, GASTONIA, NC 28052 |
| 03/28/2025 | $96k | Open | LendingOne | ES & MRVS PROPERTIES LLC | 1212 POSTON CIR, GASTONIA, NC 28054 |
+69 more not shown
Owned Properties (77)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 1212 POSTON CIR, GASTONIA, NC 28054 | ES & MRVS PROPERTIES LLC | Owns - 14 mos | $120k |
| 513 HAND CIR, LOWELL, NC 28098 | MIRACH CONCEPT LLC | Owns - 18 mos | $900k |
+75 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential and vacant properties across Charlotte, NC-SC.
What companies is Ernest Onwu associated with?
Ernest Onwu is associated with 5 entities based on extracted signatures from public records. Key entities include EZ INVESTMENT GROUP LLC, ES & MRVS PROPERTIES LLC, QUBEX LLC, E & J GROUP LLC, and MIRACH CONCEPT LLC.
How many properties are associated with this investor?
At least 77 properties are associated with Ernest Onwu and the entities they control, based on signatures extracted from recorded documents connecting Ernest Onwu to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Skyla Credit Union, LendingOne, and Equity Trust Company, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2018 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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