Investor Profile - MN

Michael Karvakko

Michael Karvakko is a real estate investor and operator based in Minneapolis-St. Paul, MN-WI. Public filings show activity across 5 properties held through 2 holding companies. Recent mortgage relationships include First National Bank Bemidji and THE FIRST NATL BANK OF BEMIDJI.

Contact info available

Michael's Activity

As of June 2026, public records show approximately $1.1M in recorded mortgage exposure linked to this investor across at least 6 mortgage filings and 5 properties held through 2 holding companies. Activity appears concentrated in residential and commercial assets recorded between 2019 and 2026.

Primary Geography

Minneapolis-St. Paul, MN-WI

ZIP codes: 56601 and 56461

Most activity in BEMIDJI and LAPORTE.

Property Type Breakdown

Residential50%
Commercial25%
Agricultural25%

Associated Entities (2)

KARVAKKO RENTALS LLC

MN · 2 properties · 4 mortgages

active
Incorporated on 03/14/2016 in MNMailing Address: 47266 County 36, Laporte, 56461, MN, USA
APPLE CHICKEN ENTERPRISES LLC

MN · 1 property · 2 mortgages

active
Incorporated on 04/28/2022 in MNMailing Address: 47266 County 36, Laporte, 56461, MN, USA

Mortgages (6)

Top Lenders

First National Bank Bemidji
First National Bank Bemidji

$700k · 2 loans

THE FIRST NATL BANK OF BEMIDJI
THE FIRST NATL BANK OF BEMIDJI

$275k · 1 loan

Lender

$105k · 1 loan

DateAmountStatusLenderBorrowerAddress
10/29/2025$350kOpenFirst National Bank BemidjiAPPLE CHICKEN ENTERPRISES LLC26779 474TH ST,
LAPORTE, MN 56461
10/29/2025$350kOpenFirst National Bank BemidjiAPPLE CHICKEN ENTERPRISES LLC47225 269TH AVE,
LAPORTE, MN 56461

+4 more not shown

Owned Properties (5)

AddressDeeded ownerStatusConsideration
47225 269TH AVE,
LAPORTE, MN 56461
APPLE CHICKEN ENTERPRISES LLCSold$345k
26779 474TH ST,
LAPORTE, MN 56461
APPLE CHICKEN ENTERPRISES LLCOwns - 7 mos$345k

+3 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in residential, commercial, and agricultural properties across Minneapolis-St. Paul, MN-WI.

What companies is Michael Karvakko associated with?

Michael Karvakko is associated with 2 entities based on extracted signatures from public records. Key entities include KARVAKKO RENTALS LLC and APPLE CHICKEN ENTERPRISES LLC.

How many properties are associated with this investor?

At least 5 properties are associated with Michael Karvakko and the entities they control, based on signatures extracted from recorded documents connecting Michael Karvakko to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references First National Bank Bemidji and THE FIRST NATL BANK OF BEMIDJI, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2019 through 2026, with the most recent mortgage recorded in 2025.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.

Elementix may suppress certain contact indicators where legally required or where appropriate for safety or privacy reasons. Requests for removal, suppression, or correction of information must be submitted to [email protected]. Elementix reviews such requests only where required by applicable law. General objections or unsupported demands do not create a removal obligation.