Investor profile - MN
Julia Spencer
Julia Spencer is a real estate investor and operator based in Minneapolis-St. Paul, MN-WI. Public filings show activity across 53 properties held through 1 holding companies. Recent mortgage relationships include CITY OF MINNEAPOLIS, Northeast Bank, and Greater Minnesota Housing Fund.
Julia's Activity
As of December 2025, public records show approximately $12.2M in recorded mortgage exposure linked to this investor across at least 120 mortgage filings and 53 properties held through 1 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2010 and 2022.
Primary Geography
Minneapolis-St. Paul, MN-WI
ZIP codes: 55411, 55412, 55407, 55127, and 55413
Most recorded activity for this investor appears in MINNEAPOLIS and SAINT PAUL.
Property Type Breakdown
Associated Entities (1)
MN · 8 properties · 120 mortgages
Mortgages (120)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 04/04/2022 | $380k | Closed | GREA 1ER MINNESOTA HOUSING FUN | GREATER METROPOLITAN HOUSING CORP | 2946 QUEEN AVE N, MINNEAPOLIS, MN 55411 |
| 03/28/2022 | $220k | Closed | Greater Minnesota Housing Fund | GREATER METROPOLITAN HOUSING CORP | 1207 KNOX AVE N, MINNEAPOLIS, MN 55411 |
| 03/28/2022 | $325k | Closed | Greater Minnesota Housing Fund | GREATER METROPOLITAN HOUSING CORP | 2950 QUEEN AVE N, MINNEAPOLIS, MN 55411 |
+117 more not shown
Owned Properties (53)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 2946 QUEEN AVE N, MINNEAPOLIS, MN 55411 | GREATER METROPOLITAN HOUSING CORP | Sold | $5k |
| 1207 KNOX AVE N, MINNEAPOLIS, MN 55411 | GREATER METROPOLITAN HOUSING CORP | Sold | $13k |
| 2950 QUEEN AVE N, MINNEAPOLIS, MN 55411 | GREATER METROPOLITAN HOUSING CORP | Sold | $5k |
+50 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, vacant, and multifamily properties across Minneapolis-St. Paul, MN-WI.
What companies is Julia Spencer associated with?
Julia Spencer is associated with 1 entity based on extracted signatures from public records. Key entities include GREATER METROPOLITAN HOUSING CORP.
How many properties are associated with this investor?
At least 53 properties are associated with Julia Spencer and the entities they control, based on signatures extracted from recorded documents connecting Julia Spencer to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references CITY OF MINNEAPOLIS, Northeast Bank, and Greater Minnesota Housing Fund, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2010 through 2022, with the most recent mortgage recorded in 2022.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.
Elementix may suppress certain contact indicators where legally required or where appropriate for safety or privacy reasons. Requests for removal, suppression, or correction of information must be submitted to compliance@elementix.ai. Elementix reviews such requests only where required by applicable law or where information is factually inaccurate. General objections or unsupported demands do not create a removal obligation.