Investor profile - MN

Charlotte Spence

Charlotte Spence is a real estate investor and operator based in Minneapolis-St. Paul, MN-WI. Public filings show activity across 1 properties held through 1 holding companies. Recent mortgage relationships include .

Contact info available

Charlotte's Activity

As of December 2025, public records show approximately $450k in recorded mortgage exposure linked to this investor across at least 1 mortgage filings and 1 properties held through 1 holding companies. Activity appears concentrated in commercial assets recorded between 2024 and 2024.

Associated People

Primary Geography

Minneapolis-St. Paul, MN-WI

ZIP codes: 55412

Most recorded activity for this investor appears in MINNEAPOLIS.

Property Type Breakdown

Commercial100%

Associated Entities (1)

IT STARTS WITH LUV LEARNING CENTER LLC

MN · 0 properties · 1 mortgage

active
Incorporated on 09/27/2016 in MNMailing Address: 3800 American Blvd. West, Suite 1500 #300-030, Bloomington, 55431, MN, USA

Mortgages (1)

Top Lenders

Lender

$450k · 1 loan

DateAmountStatusLenderBorrowerAddress
05/07/2024$450kOpenUnknownIT STARTS WITH LUV LEARNING CENTER LLC2606 42ND AVE N,
MINNEAPOLIS, MN 55412

+0 more not shown

Owned Properties (1)

AddressDeeded ownerStatusConsideration
2606 42ND AVE N,
MINNEAPOLIS, MN 55412
IT STARTS WITH LUV LEARNING CENTER LLCSold$450k

+0 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in commercial properties across Minneapolis-St. Paul, MN-WI.

What companies is Charlotte Spence associated with?

Charlotte Spence is associated with 1 entity based on extracted signatures from public records. Key entities include IT STARTS WITH LUV LEARNING CENTER LLC.

How many properties are associated with this investor?

At least 1 properties are associated with Charlotte Spence and the entities they control, based on signatures extracted from recorded documents connecting Charlotte Spence to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references , indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2024 through 2024, with the most recent mortgage recorded in 2024.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.

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