Investor Profile - MI
Ernest Phillips
Ernest Phillips is a real estate investor and operator based in Detroit-Ann Arbor, MI. Public filings show activity across 5 properties held through 2 holding companies. Recent mortgage relationships include Lake Trust Credit Union and Eaton Community Bank.
Ernest's Activity
As of June 2026, public records show approximately $528k in recorded mortgage exposure linked to this investor across at least 3 mortgage filings and 5 properties held through 2 holding companies. Activity appears concentrated in residential and commercial assets recorded between 2017 and 2026.
Associated People
Primary Geography
Detroit-Ann Arbor, MI
ZIP codes: 48827 and 48854
Most activity in EATON RAPIDS and MASON.
Property Type Breakdown
Associated Entities (2)
MI · 2 properties · 3 mortgages
MI · 0 properties · 0 mortgages
Mortgages (3)
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 03/06/2026 | $175k | Open | Eaton Community Bank | PHILLIPS RIVER CITY PROPERTIES LLC | 108 E ELIZABETH ST, EATON RAPIDS, MI 48827 |
| 03/06/2026 | $75k | Open | Eaton Community Bank | PHILLIPS RIVER CITY PROPERTIES LLC | 108 E ELIZABETH ST, EATON RAPIDS, MI 48827 |
+1 more not shown
Owned Properties (5)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 211 CHERRY ST, EATON RAPIDS, MI 48827 | PHILLIPS BUILDING & REMODELING INC | Sold | $0 |
| 901 S MAIN ST, EATON RAPIDS, MI 48827 | PHILLIPS RIVER CITY PROPERTIES LLC | Owns - 56.4 yrs | $0 |
+3 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, commercial, and vacant properties across Detroit-Ann Arbor, MI.
What companies is Ernest Phillips associated with?
Ernest Phillips is associated with 2 entities based on extracted signatures from public records. Key entities include PHILLIPS RIVER CITY PROPERTIES LLC and PHILLIPS BUILDING & REMODELING INC.
How many properties are associated with this investor?
At least 5 properties are associated with Ernest Phillips and the entities they control, based on signatures extracted from recorded documents connecting Ernest Phillips to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Lake Trust Credit Union and Eaton Community Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2017 through 2026, with the most recent mortgage recorded in 2026.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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