Investor profile - MD

Melissa Hernandez

Melissa Hernandez is a real estate investor and operator based in Washington-Baltimore, DC-MD-VA. Public filings show activity across 2 properties held through 6 holding companies. Recent mortgage relationships include M&T Bank and Business Finance Group.

Contact info available

Melissa's Activity

As of December 2025, public records show approximately $1.3M in recorded mortgage exposure linked to this investor across at least 3 mortgage filings and 2 properties held through 6 holding companies. Activity appears concentrated in commercial and residential assets recorded between 2022 and 2025.

Primary Geography

Washington-Baltimore, DC-MD-VA

ZIP codes: 21045 and 21550

Most recorded activity for this investor appears in OAKLAND and COLUMBIA.

Property Type Breakdown

Commercial50%
Residential50%

Associated Entities (6)

HERNANDEZ HOLDINGS LLC

MD · 17 properties · 3 mortgages

active
Incorporated on 08/10/2023 in MDMailing Address: 12680 GARRETT HIGHWAY, OAKLAND, 21550, MD, United States
EQUITY TRUST CO GUARDIAN FBO CRISHLYN MANSAI IRA

MD · 0 properties · 0 mortgages

EQUITY TRUST CO CUSTODIAN FBO BONNIE WILLIAMS ROTH IRA INC

MD · 0 properties · 0 mortgages

+3 more not shown

Mortgages (3)

DateAmountStatusLenderBorrowerAddress
03/15/2024$380kOpenBusiness Finance GroupHERNANDEZ HOLDINGS LLC12676 GARRETT HWY,
OAKLAND, MD 21550
11/27/2023$369kOpenM&T BankHERNANDEZ HOLDINGS LLC12676 GARRETT HWY,
OAKLAND, MD 21550
11/27/2023$528kOpenM&T BankHERNANDEZ HOLDINGS LLC12676 GARRETT HWY,
OAKLAND, MD 21550

+0 more not shown

Owned Properties (2)

AddressDeeded ownerStatusConsideration
12676 GARRETT HWY,
OAKLAND, MD 21550
HERNANDEZ HOLDINGS LLCOwns - 2.1 yrs$1.1M
8870 SPIRAL CUT,
COLUMBIA, MD 21045 JG-64
EQUITY TRUST CO CUSTODIAN FBO DONALD AUGUSTIN IRASold$110k

+0 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in commercial and residential properties across Washington-Baltimore, DC-MD-VA.

What companies is Melissa Hernandez associated with?

Melissa Hernandez is associated with 6 entities based on extracted signatures from public records. Key entities include HERNANDEZ HOLDINGS LLC, EQUITY TRUST CO GUARDIAN FBO CRISHLYN MANSAI IRA, EQUITY TRUST CO CUSTODIAN FBO BONNIE WILLIAMS ROTH IRA INC, EQUITY TRUST CO CUSTODIAN FBO LISA BAILES IRA, and EQUITY TRUST CO CUSTODIAN FBO DONALD AUGUSTIN IRA.

How many properties are associated with this investor?

At least 2 properties are associated with Melissa Hernandez and the entities they control, based on signatures extracted from recorded documents connecting Melissa Hernandez to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references M&T Bank and Business Finance Group, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2022 through 2025, with the most recent mortgage recorded in 2024.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.

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