Investor Profile - MA
Zachary Gray
Zachary Gray is a real estate investor and operator based in Boston-Worcester, MA-NH. Public filings show activity across 69 properties held through 27 holding companies. Recent mortgage relationships include Winchester Savings Bank, Asset Based Lending, and OneLocal Bank.
Zachary's Activity
As of June 2026, public records show approximately $46.5M in recorded mortgage exposure linked to this investor across at least 64 mortgage filings and 69 properties held through 27 holding companies. Activity appears concentrated in residential and commercial assets recorded between 2021 and 2026.
Associated People
Primary Geography
Boston-Worcester, MA-NH
ZIP codes: 01752, 01610, 01840, 02122, and 01463
Most activity in WORCESTER, MARLBOROUGH, LAWRENCE, LOWELL, and DORCHESTER.
Property Type Breakdown
Associated Entities (27)
MA · 13 properties · 12 mortgages
MA · 1 property · 5 mortgages
+25 more entities not shown
Mortgages (64)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 04/01/2026 | $4.5M | Open | OneLocal Bank | PLEASANT WALL LLC | 39 WALL ST, WORCESTER, MA 01604 |
| 03/23/2026 | $1.6M | Open | Workers Credit Union | 110 116 APPLETON ST LLC | 110 APPLETON ST, LOWELL, MA 01852 |
+62 more not shown
Owned Properties (69)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 381 ADAMS ST, DORCHESTER, MA 02122 | FREEDOM MANAGEMENT LLC | Owns - 3 mos | $0 |
| 65 MAIN ST, HUDSON, MA 01749 | 65 MAIN ST PARTNERS LLC | Owns - 3 mos | $4.5M |
+67 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, commercial, and exempt properties across Boston-Worcester, MA-NH.
What companies is Zachary Gray associated with?
Zachary Gray is associated with 27 entities based on extracted signatures from public records. Key entities include FREEDOM MANAGEMENT LLC, 32 34 WORCESTER RD LLC, UPSALA LLC, 10 ELLSWORTH ST LLC, and 8 HAMMOND LLC.
How many properties are associated with this investor?
At least 69 properties are associated with Zachary Gray and the entities they control, based on signatures extracted from recorded documents connecting Zachary Gray to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Winchester Savings Bank, Asset Based Lending, and OneLocal Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2021 through 2026, with the most recent mortgage recorded in 2026.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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