Investor profile - KY
Muhammad Afzal
Muhammad Afzal is a real estate investor and operator based in Lexington, KY. Public filings show activity across 2 properties held through 5 holding companies. Recent mortgage relationships include Magnolia Bank, CITIZENS COMMERCE BANK, and United Bank & Trust.
Muhammad's Activity
As of December 2025, public records show approximately $4.4M in recorded mortgage exposure linked to this investor across at least 5 mortgage filings and 2 properties held through 5 holding companies. Activity appears concentrated in commercial assets recorded between 2017 and 2022.
Primary Geography
Lexington, KY
ZIP codes: 40215 and 40601
Most recorded activity for this investor appears in LOUISVILLE and FRANKFORT.
Property Type Breakdown
Associated Entities (5)
KY · 0 properties · 1 mortgage
KY · 0 properties · 1 mortgage
KY · 1 property · 1 mortgage
+2 more not shown
Mortgages (5)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 07/27/2022 | $312k | Open | CITIZENS CMRC BK | MAKRO LLC | 109 QUISENBERRY AVE, DANVILLE, KY 40422 |
| 03/31/2022 | $2.3M | Open | Magnolia Bank | EKERD FOODS LLC | 3901 TAYLOR BLVD, LOUISVILLE, KY 40215 |
| 04/27/2021 | $580k | Open | CITIZENS COMMERCE BANK | FOUR SIS PROPERTY LLC | 641 RED MILE RD, LEXINGTON, KY 40504 |
+2 more not shown
Owned Properties (2)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 3901 TAYLOR BLVD, LOUISVILLE, KY 40215 | EKERD FOODS LLC | Owns - 3.7 yrs | $2.9M |
| 863 E MAIN ST, FRANKFORT, KY 40601 | SYNER FOODS LLC | Owns - 8.5 yrs | $390k |
+0 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in commercial properties across Lexington, KY.
What companies is Muhammad Afzal associated with?
Muhammad Afzal is associated with 5 entities based on extracted signatures from public records. Key entities include FOUR SIS PROPERTY LLC, AREESHA PROPERTIES LLC, EKERD FOODS LLC, MAKRO LLC, and SYNER FOODS LLC.
How many properties are associated with this investor?
At least 2 properties are associated with Muhammad Afzal and the entities they control, based on signatures extracted from recorded documents connecting Muhammad Afzal to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Magnolia Bank, CITIZENS COMMERCE BANK, and United Bank & Trust, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2017 through 2022, with the most recent mortgage recorded in 2022.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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