Investor profile - KY

Larry Phillips

Larry Phillips is a real estate investor and operator based in Louisville, KY-IN. Public filings show activity across 2 properties held through 6 holding companies. Recent mortgage relationships include WEST POINT BANK, FIRST NATL BANK OF GRAYSON, and The Cecilian Bank.

Contact info available

Larry's Activity

As of December 2025, public records show approximately $28.4M in recorded mortgage exposure linked to this investor across at least 42 mortgage filings and 2 properties held through 6 holding companies. Activity appears concentrated in residential and multifamily assets recorded between 2010 and 2025.

Primary Geography

Louisville, KY-IN

ZIP codes: 40175 and 41101

Most recorded activity for this investor appears in ASHLAND and VINE GROVE.

Property Type Breakdown

Residential50%
Multifamily50%

Associated Entities (6)

COWLEY HOMES LLC

KY · 0 properties · 28 mortgages

active
Incorporated on 04/02/2018 in KY
C & D RENTALS LLC

KY · 8 properties · 9 mortgages

active
Incorporated on 12/22/2011 in KY
BLUE RIBBON DEVELOPMENT LLC

KY · 3 properties · 3 mortgages

active
Incorporated on 12/01/2009 in KY

+3 more not shown

Mortgages (42)

Top Lenders

WEST POINT BANK
WEST POINT BANK

$16.0M · 21 loans

FIRST NATL BANK OF GRAYSON
FIRST NATL BANK OF GRAYSON

$7.8M · 6 loans

The Cecilian Bank
The Cecilian Bank

$3.2M · 2 loans

DateAmountStatusLenderBorrowerAddress
08/14/2025$332kOpenWEST POINT BANKCOWLEY HOMES LLC57 D WAYNE CIR,
ELIZABETHTOWN, KY 42701
08/13/2025$353kOpenWEST POINT BANKCOWLEY HOMES LLC37 D WAYNE CIR,
ELIZABETHTOWN, KY 42701
05/09/2024$313kOpenWEST POINT BANKCOWLEY HOMES LLC11 WAYNE CIR,
ELIZABETHTOWN, KY 42701

+39 more not shown

Owned Properties (2)

AddressDeeded ownerStatusConsideration
100 CARTER DR,
VINE GROVE, KY 40175
-Owns - 12.9 yrs$0
2506 OAKVIEW RD,
ASHLAND, KY 41101
C & D RENTALS LLCOwns - 15.5 yrs$88k

+0 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in residential and multifamily properties across Louisville, KY-IN.

What companies is Larry Phillips associated with?

Larry Phillips is associated with 6 entities based on extracted signatures from public records. Key entities include COWLEY HOMES LLC, C & D RENTALS LLC, BLUE RIBBON DEVELOPMENT LLC, FARMERS STOCKYARDS INC, and INSANITY HOLDINGS LLC.

How many properties are associated with this investor?

At least 2 properties are associated with Larry Phillips and the entities they control, based on signatures extracted from recorded documents connecting Larry Phillips to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references WEST POINT BANK, FIRST NATL BANK OF GRAYSON, and The Cecilian Bank, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2010 through 2025, with the most recent mortgage recorded in 2025.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.

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